POLICY LIABILITIES (Tables)

9 Months Ended

Sep. 30, 2017

Insurance Loss Reserves [Abstract]

Schedule of Liability for Unpaid Claims Adjustment Expense

Changes in the liability for unpaid policy claims were as follows:

	Three Months Ended September 30,							Nine Months Ended September 30,
(In millions)		2017			2016				2017			2016
Unpaid supplemental health claims, beginning of period		$	3,872		$	3,941			$	3,707		$	3,548
Less reinsurance recoverables		30			30				27			26
Net balance, beginning of period		3,842			3,911				3,680			3,522
Add claims incurred during the period related to:
Current year		1,759			1,843				5,278			5,309
Prior years		(126		)	(148		)		(386		)	(374		)
Total incurred		1,633			1,695				4,892			4,935
Less claims paid during the period on claims incurred during:
Current year		1,357			1,462				3,074			3,160
Prior years		234			232				1,697			1,722
Total paid		1,591			1,694				4,771			4,882
Effect of foreign exchange rate changes on unpaid claims		(14		)	42				69			379
Net balance, end of period		3,870			3,954				3,870			3,954
Add reinsurance recoverables		30			31				30			31
Unpaid supplemental health claims, end of period		3,900			3,985				3,900			3,985
Unpaid life claims, end of period		468			361				468			361
Total liability for unpaid policy claims		$	4,368		$	4,346			$	4,368		$	4,346