POLICY LIABILITIES (Tables)

6 Months Ended

Jun. 30, 2017

Insurance Loss Reserves [Abstract]

Schedule of Liability for Unpaid Claims Adjustment Expense

Changes in the liability for unpaid policy claims were as follows:

	Three Months Ended June 30,							Six Months Ended June 30,
(In millions)		2017			2016				2017			2016
Unpaid supplemental health claims, beginning of period		$	3,854		$	3,710			$	3,707		$	3,548
Less reinsurance recoverables		30			28				27			26
Net balance, beginning of period		3,824			3,682				3,680			3,522
Add claims incurred during the period related to:
Current year		1,772			1,790				3,520			3,498
Prior years		(138		)	(81		)		(260		)	(229		)
Total incurred		1,634			1,709				3,260			3,269
Less claims paid during the period on claims incurred during:
Current year		1,220			1,266				1,721			1,748
Prior years		400			412				1,461			1,469
Total paid		1,620			1,678				3,182			3,217
Effect of foreign exchange rate changes on unpaid claims		4			198				84			337
Net balance, end of period		3,842			3,911				3,842			3,911
Add reinsurance recoverables		30			30				30			30
Unpaid supplemental health claims, end of period		3,872			3,941				3,872			3,941
Unpaid life claims, end of period		409			318				409			318
Total liability for unpaid policy claims		$	4,281		$	4,259			$	4,281		$	4,259