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POLICY LIABILITIES - Changes in Liability for Unpaid Policy Claims (Details) - USD ($)
$ in Millions
3 Months Ended
Mar. 31, 2017
Mar. 31, 2016
Liability for Unpaid Claims and Claims Expenses    
Net balance, beginning of year $ 4,045  
Less claims paid during the year on claims incurred during:    
Net balance, end of year 4,230  
Total liability for unpaid policy claims 4,230 $ 3,990
Health insurance    
Liability for Unpaid Claims and Claims Expenses    
Unpaid supplemental health claims, beginning of year 3,707 3,548
Less reinsurance recoverables 27 26
Net balance, beginning of year 3,680 3,522
Add claims incurred during the year related to:    
Current year 1,737 1,705
Prior years (111) (142)
Total incurred 1,626 1,563
Less claims paid during the year on claims incurred during:    
Current year 505 493
Prior years 1,055 1,046
Total paid 1,560 1,539
Effect of foreign exchange rate changes on unpaid claims 80 136
Net balance, end of year 3,826 3,682
Add reinsurance recoverables 29 28
Total liability for unpaid policy claims 3,855 3,710
Life insurance    
Less claims paid during the year on claims incurred during:    
Total liability for unpaid policy claims $ 375 $ 280