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REINSURANCE REINSURANCE (Tables)
 12 Months Ended
Dec. 31, 2013
Reinsurance Disclosures [Abstract]  
Effects of Reinsurance
The following table outlines the effect of reinsurance on premiums written and earned and on benefits and claims for the year ended December 31.
(In millions)
2013
Direct premium income
 
$
20,211

 
Reinsurance ceded
 
(76
)
 
Net premium income
 
$
20,135

 
 
 
 
 
Direct benefits and claims
 
$
13,880

 
Ceded benefits and change in reserves for future benefits
 
(67
)
 
Benefits and claims, net
 
$
13,813