8-K

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 8-K

CURRENT REPORT


PURSUANT TO SECTION 13 OR 15(d) OF
THE SECURITIES EXCHANGE ACT OF 1934


DATE OF REPORT (Date of earliest event reported) October 17, 2003

AFLAC INCORPORATED

(Exact name of Registrant as specified in its charter)

Commission File No. 1-7434

GEORGIA	58-1167100
(State or other jurisdiction of incorporation)	(I.R.S. Employer Identification No.)
1932 Wynnton Road, Columbus, Georgia	31999
(Address of principal executive offices)	(Zip Code)

706-323-3431

(Registrant's telephone number, including area code)

(Former name, former address and former fiscal year, if changed since last report)

ITEM 9.  REGULATION FD DISCLOSURE

     AFLAC Incorporated is providing its press release dated October 17, 2003 in which it announced that the board of directors elected Douglas W. Johnson to AFLAC Incorporated's board of directors. Mr. Johnson will serve until the annual shareholder's meeting, at which time he will stand for election along with the other director nominees. The press release is included herein as Exhibit 99 for reporting under Item 9.

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SIGNATURES

     Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

AFLAC INCORPORATED
/s/ Ralph A. Rogers, Jr.	October 17, 2003
(Ralph A. Rogers, Jr.)
Senior Vice President, Financial Services
Chief Accounting Officer

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EXHIBITS FILED WITH CURRENT FORM 8-K:

          99 - Press release of AFLAC Incorporated dated October 17, 2003.

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EX-99

FOR IMMEDIATE RELEASE

DOUGLAS W. JOHNSON JOINS AFLAC INCORPORATED
BOARD OF DIRECTORS

Columbus, Ga. - October 17, 2003 - Douglas "Doug" W. Johnsonwas elected to AFLAC Incorporated's board of directors today. Mr. Johnson will serve until the annual shareholder's meeting, at which time he will stand for election along with the other director nominees.

Mr. Johnson served for over 20 years as an audit partner at Ernst & Young, and during that time was coordinating partner for the firm's largest American insurance client as well as numerous other insurance clients. His work experience includes extensive work with the audit committees of publicly-held companies. Mr. Johnson holds a B.S. degree from Georgia Institute of Technology, and an M.B.A., with distinction, from Harvard University. He is also a Certified Public Accountant, and a Fellow of the Life Management Institute. He retired from Ernst & Young in June of 2003.

"We are pleased to welcome Doug Johnson to our board of directors," said AFLAC Incorporated Chairman and CEO Daniel P. Amos. "He brings a wealth of financial experience and insight to our board, and we look forward to his leadership."

AFLAC Incorporated (NYSE: AFL) is an international holding company. A Fortune 500(R) company, AFLAC insures more than 40 million people worldwide. It is a leading writer of insurance products marketed at the worksite in the United States, offering policies to employees at more than 258,800 payroll accounts. The company insures one out of four Japanese households and is the second largest life insurer in Japan in terms of individual policies in force. In January 2003, AFLAC was the number one insurance company in Fortune magazine's list of "The 100 Best Companies to Work for in America" and was included in the overall listing for the fifth consecutive year. In March 2003, Fortune also included AFLAC in its annual listing of "America's Most Admired Companies." And in July 2003, Fortune named AFLAC to its list of "America's 50 Best Companies for Minorities." AFLAC's Internet address is aflac.com.

Media Contact:	Analysts Contact:
Laura Kane	Kenneth S. Janke Jr.
AFLAC Incorporated	AFLAC Incorporated
(706) 596-3493, Fax: (706) 320-2288	1-800-235-2667 option 3