Non-Interest Revenue and Expense Detail

6 Months Ended

Jun. 30, 2016

Other Income And Other Expense Disclosure [Abstract]

13. Non-Interest Revenue and Expense Detail

The following is a detail of Other fees and commissions:

			Three Months Ended				Six Months Ended
			June 30,				June 30,
(Millions)		2016		2015		2016		2015
Foreign currency conversion fee revenue		$	207	$	222	$	403	$	433
Delinquency fees			192		194		392		389
Loyalty coalition-related fees			104		88		198		179
Travel commissions and fees			87		95		167		184
Service fees			79		95		157		182
Other^(a)			33		33		65		68
	Total Other fees and commissions	$	702	$	727	$	1,382	$	1,435

Other primarily includes revenues from fees related to Membership Rewards programs.

The following is a detail of Other revenues:

		Three Months Ended				Six Months Ended
		June 30,				June 30,
(Millions)		2016		2015		2016		2015
Global Network Services partner revenues		$	197	$	155	$	342	$	318
Gross realized gains on sale of investment securities			―		―		4		―
Other^(a)			348		366		685		671
	Total Other revenues	$	545	$	521	$	1,031	$	989

Other includes revenues arising from net revenue earned on cross-border Card Member spending, merchant-related fees, insurance premiums earned from Card Member travel and other insurance programs, Travelers Cheques-related revenues, revenues related to the GBT JV transition services agreement, earnings from equity method investments (including the GBT JV) and other miscellaneous revenue and fees.

The following is a detail of Other expenses:

	Three Months Ended				Six Months Ended
	June 30,				June 30,
(Millions)	2016		2015		2016		2015
Professional services	$	628	$	655	$	1,232	$	1,279
Occupancy and equipment		438		415		903		849
Communications		80		85		163		173
Card and merchant-related fraud losses		57		83		115		183
Gain on sale of HFS portfolios^(a)		(1,091)		―		(1,218)		―
Other^(b)		358		297		695		450
Total Other expenses	$	470	$	1,535	$	1,890	$	2,934

Refer to Note 2 for additional information.
Other expense includes general operating expenses, gains and losses on sale of assets or businesses not classified as discontinued operations, litigation, certain internal and regulatory review-related reimbursements and insurance costs or settlements, certain loyalty coalition-related expenses, the valuation allowance adjustment associated with loans and receivables HFS (refer to Note 2), and foreign currency-related gains and losses (including the favorable impact from the reassessment of the functional currency of certain UK legal entities in prior year).