Details of Certain Consolidated Statements of Income Lines

6 Months Ended

Jun. 30, 2013

Other Income And Other Expense Disclosure [Abstract]

Details of Certain Consolidated Statements of Income Lines

13.Details of Certain Consolidated Statements of Income Lines

The following is a detail of other commissions and fees:

			Three Months Ended				Six Months Ended
			June 30,				June 30,
(Millions)		2013		2012		2013		2012
Foreign currency conversion revenue		$	222	$	216	$	432	$	423
Delinquency fees			167		158		331		320
Service fees			94		89		176		182
Other			122		112		239		233
	Total other commissions and fees	$	605	$	575	$	1,178	$	1,158

The following is a detail of other revenues:

		Three Months Ended				Six Months Ended
		June 30,				June 30,
(Millions)		2013		2012		2013		2012
Global Network Services partner revenues		$	151	$	166	$	295	$	317
Travelers Cheques-related revenues			62		104		77		160
Net gain on investment securities			29		25		65		51
Other(a)			325		356		667		676
	Total other revenues	$	567	$	651	$	1,104	$	1,204

• Other revenues include revenues arising from contracts with GNS partners including royalties and signing fees, insurance premiums earned from cardmember travel and other insurance programs, publishing revenues, certain internal and regulatory review-related cardmemberreimbursements and other miscellaneous revenue and fees.

The following is a detail of marketing, promotion, rewards and cardmember services:

		Three Months Ended				Six Months Ended
		June 30,				June 30,
(Millions)		2013		2012		2013		2012
Marketing and promotion		$	786	$	773	$	1,407	$	1,404
Cardmember rewards			1,601		1,462		3,121		2,929
Cardmember services			193		180		382		374
	Total marketing, promotion, rewards and cardmember services	$	2,580	$	2,415	$	4,910	$	4,707

Marketing and promotion expense includes advertising costs, which are expensed in the year in which the advertising first takes place. Cardmember rewards expense includes the costs of rewards programs, including Membership Rewards and co-brand arrangements. Cardmember services expense includes protection plans and complimentary services provided to cardmembers.

The following is a detail of other, net:

	Three Months Ended				Six Months Ended
	June 30,				June 30,
(Millions)	2013		2012		2013		2012
Professional services	$	763	$	711	$	1,479	$	1,402
Occupancy and equipment		460		446		932		884
Communications		92		95		188		191
Other(a)		219		422		465		672
Total other, net	$	1,534	$	1,674	$	3,064	$	3,149

• Other expense includes general operating expenses, gains (losses) on sale of assets or businesses not classified as discontinued operations, litigation, certain internal and regulatory review-related reimbursements and insurance costs or settlements, investment impairments and certain Loyalty Partner expenses.