Customer Deposits

12 Months Ended

Dec. 31, 2012

Deposit Liabilities Disclosures [Abstract]

Customer Deposits

NOTE 9

Customer Deposits

As of December 31, customer deposits were categorized as interest-bearing or non-interest-bearing deposits as follows:

(Millions)		2012		2011
U.S.:
	Interest-bearing	$	39,649	$	37,271
	Non-interest-bearing		10		4
Non-U.S.:
	Interest-bearing		135		612
	Non-interest-bearing		9		11
Total customer deposits		$	39,803	$	37,898

Customer deposits were aggregated by deposit type offered by the Company as of December 31 as follows:

(Millions)			2012		2011
U.S. retail deposits:
	Savings accounts – Direct		$	18,713	$	14,649
	Certificates of deposit:
		Direct		725		893
		Third-party		8,851		10,781
	Sweep accounts – Third-party			11,360		10,948
Other deposits				154		627
Total customer deposits			$	39,803	$	37,898

The scheduled maturities of certificates of deposit as of December 31, 2012 were as follows:

(Millions)	U.S.		Non-U.S.		Total
2013	$	4,958	$	1	$	4,959
2014		2,613		―		2,613
2015		725		―		725
2016		739		―		739
2017		351		―		351
After 5 years		190		―		190
Total	$	9,576	$	1	$	9,577

As of December 31, certificates of deposit in denominations of $100,000 or more were as follows:

(Millions)	2012		2011
U.S.	$	475	$	580
Non-U.S.		1		304
Total	$	476	$	884