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Consolidated Statements of Income (USD $)
In Millions, except Per Share data, unless otherwise specified
3 Months Ended 6 Months Ended
Jun. 30, 2012
Jun. 30, 2011
Jun. 30, 2012
Jun. 30, 2011
Non-interest revenues        
Discount revenue $ 4,482 $ 4,278 $ 8,739 $ 8,180
Net card fees 615 613 1,225 1,214
Travel commissions and fees 521 523 972 977
Other commissions and fees 575 584 1,158 1,113
Other 651 537 1,231 1,012
Total non-interest revenues 6,844 6,535 13,325 12,496
Interest income        
Interest and fees on loans 1,582 1,543 3,193 3,098
Interest and dividends on investment securities 67 99 133 187
Deposits with banks and other 22 18 52 38
Total interest income 1,671 1,660 3,378 3,323
Interest expense        
Deposits 115 131 244 268
Short-term borrowings 6 1 11 1
Long-term debt and other 429 445 869 901
Total interest expense 550 577 1,124 1,170
Net interest income 1,121 1,083 2,254 2,153
Total revenues net of interest expense 7,965 7,618 15,579 14,649
Provisions for losses        
Charge card 163 161 341 359
Cardmember loans 277 176 489 56
Other 21 20 43 39
Total provisions for losses 461 357 873 454
Total revenues net of interest expense after provisions for losses 7,504 7,261 14,706 14,195
Expenses        
Marketing, promotion, rewards and cardmember services 2,415 2,581 4,734 5,031
Salaries and employee benefits 1,536 1,595 3,171 3,117
Professional services 711 745 1,402 1,408
Other, net 963 575 1,747 1,142
Total 5,625 5,496 11,054 10,698
Pretax income from continuing operations 1,879 1,765 3,652 3,497
Income tax provision 540 470 1,057 1,025
Income from continuing operations 1,339 1,295 2,595 2,472
Income from discontinued operations, net of tax 0 36 0 36
Net income $ 1,339 $ 1,331 $ 2,595 $ 2,508
Earnings Per Share, Basic [Abstract]        
Income from continuing operations attributable to common shareholders $ 1.16 $ 1.08 $ 2.23 $ 2.05
Income from discontinued operations $ 0 $ 0.03 $ 0 $ 0.03
Net income attributable to common shareholders $ 1.16 $ 1.11 $ 2.23 $ 2.08
Earnings Per Share, Diluted [Abstract]        
Income from continuing operations attributable to common shareholders $ 1.15 $ 1.07 $ 2.22 $ 2.04
Income from discontinued operations $ 0 $ 0.03 $ 0 $ 0.03
Net income attributable to common shareholders $ 1.15 $ 1.10 $ 2.22 $ 2.07
Average common shares outstanding for earnings per common share:        
Basic 1,145 1,190 1,151 1,190
Diluted 1,152 1,197 1,158 1,197
Common Stock Dividends Per Share Declared [Abstract]        
Cash dividends declared per common share $ 0.20 $ 0.18 $ 0.40 $ 0.36