Customer Deposits

6 Months Ended

Jun. 30, 2012

Deposit Liabilities Disclosures [Abstract]

Customer Deposits

7. Customer Deposits

As of June 30, 2012 and December 31, 2011, customer deposits were categorized as interest-bearing or non-interest-bearing deposits as follows:

(Millions)		2012		2011
U.S.:
	Interest-bearing	$	35,805	$	37,271
	Non-interest-bearing		8		4
Non-U.S.:
	Interest-bearing		139		612
	Non-interest-bearing		9		11
Total customer deposits		$	35,961	$	37,898

Customer deposits were aggregated by deposit type offered by the Company as of June 30, 2012and December 31, 2011as follows:

(Millions)			2012		2011
U.S. retail deposits:
	Savings accounts – Direct		$	15,611	$	14,649
	Certificates of deposit:
		Direct		817		893
		Third-party		9,127		10,781
	Sweep accounts – Third-party			10,250		10,948
Other deposits				156		627
Total customer deposits			$	35,961	$	37,898

The scheduled maturities of certificates of deposit as of June 30, 2012were as follows:

(Millions)	U.S.		Non-U.S.		Total
2012	$	1,379	$	2	$	1,381
2013		4,865		1		4,866
2014		2,583		―		2,583
2015		284		―		284
2016		609		―		609
After 5 years		224		―		224
Total	$	9,944	$	3	$	9,947

As of June 30, 2012 and December 31, 2011, certificates of deposit in denominations of $100,000 or more were as follows:

(Millions)	2012		2011
U.S.	$	534	$	580
Non-U.S.		2		304
Total	$	536	$	884