Customer Deposits

12 Months Ended

Dec. 31, 2011

Deposit Liabilities Disclosures [Abstract]

Customer Deposits

NOTE 9

customer deposits

As of December 31, customer deposits were categorized as interest-bearing or non-interest-bearing deposits as follows:

(Millions)		2011		2010
U.S.:
	Interest-bearing	$	37,271	$	29,053
	Non-interest-bearing		4		17
Non-U.S.:
	Interest-bearing		612		640
	Non-interest-bearing		11		17
Total customer deposits		$	37,898	$	29,727

Customer deposits were aggregated by deposit type offered by the Company as of December 31 as follows:

(Millions)			2011		2010
U.S. retail deposits:
	Savings accounts – Direct		$	14,649	$	7,725
	Certificates of deposit:
		Direct		893		1,052
		Third party		10,781		11,411
	Sweep accounts – Third party			10,948		8,865
Other deposits				627		674
Total customer deposits			$	37,898	$	29,727

The scheduled maturities of all certificates of deposit as of December 31, 2011 were as follows:

(Millions)	U.S.		Non-U.S.		Total
2012	$	3,317	$	386	$	3,703
2013		4,820		1		4,821
2014		2,441		―		2,441
2015		267		―		267
2016		607		―		607
After 5 years		222		―		222
Total	$	11,674	$	387	$	12,061

As of December 31, certificates of deposit in denominations of $100,000 or more were as follows:

(Millions)	2011		2010
U.S.	$	580	$	689
Non-U.S.		304		291
Total	$	884	$	980