Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Millions		9 Months Ended
		Sep. 30, 2023	Sep. 30, 2022
Cash Flows from Operating Activities
Net income		$ 6,441	$ 5,942
Adjustments to reconcile net income to net cash provided by operating activities:
Provisions for credit losses		3,486	1,155
Depreciation and amortization		1,229	1,208
Stock-based compensation		341	282
Deferred taxes		(1,227)	(749)
Other items	[1]	393	535
Originations of loans held-for-sale		(54)	(185)
Proceeds from sales of loans held-for-sale		59	180
Changes in operating assets and liabilities, net of effects of acquisitions and dispositions:
Other assets		(710)	409
Accounts payable & other liabilities		1,832	3,870
Net cash provided by operating activities		11,790	12,647
Cash Flows from Investing Activities
Sale of investment securities		1	25
Maturities and redemptions of investment securities		1,571	1,738
Purchase of investments		(1,173)	(3,890)
Net increase in Card Member loans and receivables, and other loans	[2]	(15,462)	(19,431)
Purchase of premises and equipment, net of sales: 2023, $1; 2022, $1		(1,137)	(1,342)
Acquisitions/dispositions, net of cash acquired		(64)	(15)
Net cash used in investing activities		(16,264)	(22,915)
Cash Flows from Financing Activities
Net increase in customer deposits		14,217	19,148
Net increase (decrease) in short-term borrowings	[2]	269	(438)
Proceeds from long-term debt		13,148	20,740
Payments of long-term debt		(9,270)	(16,549)
Issuance of American Express common shares		23	54
Repurchase of American Express common shares and other		(2,749)	(2,862)
Dividends paid		(1,326)	(1,160)
Net cash provided by financing activities		14,312	18,933
Effect of foreign currency exchange rates on cash and cash equivalents		156	489
Net increase in cash and cash equivalents		9,994	9,154
Cash and cash equivalents at beginning of period		33,914	22,028
Cash and cash equivalents at end of period		$ 43,908	$ 31,182

[1] Includes net losses on Amex Ventures investments and changes in equity method investments.

[2] Excludes an increase of $117 million related to non-cash activity during the first quarter of 2023.