Reportable Operating Segments (Tables)

9 Months Ended

Sep. 30, 2023

The following table presents certain selected financial information for our reportable operating segments and Corporate & Other:


As of or for the Three Months Ended September 30, 2023 (Millions, except where indicated)	USCS		CS		ICS		GMNS		Corporate & Other (a)		Consolidated
Total non-interest revenues	$	4,680	$	3,257	$	2,390	$	1,656	$	(44)	$	11,939
Revenue from contracts with customers (b)	3,464		2,864		1,558		1,499		(8)		9,377
Interest income	3,228		881		538		14		579		5,240
Interest expense	700		391		285		(181)		603		1,798
Total revenues net of interest expense	7,208		3,747		2,643		1,851		(68)		15,381
Pretax income (loss)	$	1,584	$	852	$	387	$	986	$	(709)	$	3,100
Total assets (billions)	$	98	$	57	$	39	$	21	$	36	$	251


For the Nine Months Ended September 30, 2023 (Millions)	USCS		CS		ICS		GMNS		Corporate & Other (a)		Consolidated
Total non-interest revenues	$	13,682	$	9,665	$	7,006	$	4,927	$	(94)	$	35,186
Revenue from contracts with customers (b)	10,182		8,505		4,527		4,470		(28)		27,656
Interest income	8,937		2,379		1,502		42		1,571		14,431
Interest expense	1,898		1,076		770		(486)		1,643		4,901
Total revenues net of interest expense	20,721		10,968		7,738		5,455		(166)		44,716
Pretax income (loss)	$	3,964	$	2,195	$	829	$	2,834	$	(1,821)	$	8,001


As of or for the Three Months Ended September 30, 2022 (Millions, except where indicated)	USCS		CS		ICS		GMNS		Corporate & Other (a)		Consolidated
Total non-interest revenues	$	4,233	$	3,145	$	2,066	$	1,562	$	(28)	$	10,978
Revenue from contracts with customers (b)	3,200		2,791		1,332		1,423		(13)		8,733
Interest income	2,251		552		364		6		201		3,374
Interest expense	274		201		178		(97)		240		796
Total revenues net of interest expense	6,210		3,496		2,252		1,665		(67)		13,556
Pretax income (loss)	$	1,309	$	774	$	166	$	792	$	(582)	$	2,459
Total assets (billions)	$	85	$	51	$	33	$	15	$	31	$	215


For the Nine Months Ended September 30, 2022 (Millions)	USCS		CS		ICS		GMNS		Corporate & Other (a)		Consolidated
Total non-interest revenues	$	12,024	$	8,986	$	6,065	$	4,502	$	(28)	$	31,549
Revenue from contracts with customers (b)	9,139		8,003		3,857		4,131		14		25,144
Interest income	5,880		1,435		1,035		13		330		8,693
Interest expense	513		409		445		(202)		391		1,556
Total revenues net of interest expense	17,391		10,012		6,655		4,717		(89)		38,686
Pretax income (loss)	$	4,114	$	2,333	$	593	$	2,263	$	(1,589)	$	7,714

(a)Corporate & Other includes adjustments and eliminations for intersegment activity.

(b)Includes discount revenue, certain service fees and other revenue and processed revenues from customers.