Consolidated Statements of Income (Unaudited) - USD ($) shares in Millions, $ in Millions	3 Months Ended				9 Months Ended
	Sep. 30, 2023		Sep. 30, 2022		Sep. 30, 2023		Sep. 30, 2022
Non-interest revenues
Non-interest revenues	$ 11,939		$ 10,978		$ 35,186		$ 31,549
Interest income
Interest on loans	4,635		3,164		12,787		8,344
Interest and dividends on investment securities	33		27		97		62
Deposits with banks and other	572		183		1,547		287
Total interest income	5,240		3,374		14,431		8,693
Interest expense
Deposits	1,290		440		3,480		749
Long-term debt and other	508		356		1,421		807
Total interest expense	1,798		796		4,901		1,556
Net interest income	3,442		2,578		9,530		7,137
Total revenues net of interest expense	15,381		13,556		44,716		38,686
Provisions for credit losses
Total provisions for credit losses	1,233		778		3,486		1,155
Total revenues net of interest expense after provisions for credit losses	14,148		12,778		41,230		37,531
Expenses
Card Member rewards	3,794		3,571		11,516		10,273
Business development	1,393		1,194		4,174		3,641
Card Member services	973		774		2,905		2,078
Marketing	1,236		1,458		3,985		4,184
Salaries and employee benefits	2,047		1,748		5,936		5,218
Other, net	1,605		1,574		4,713		4,423
Total expenses	11,048		10,319		33,229		29,817
Pretax income	3,100		2,459		8,001		7,714
Income tax provision	649		580		1,560		1,772
Net income	$ 2,451		$ 1,879		$ 6,441		$ 5,942
Earnings per Common Share
Basic (in dollars per share)	$ 3.30	[1]	$ 2.47	[1]	$ 8.60	[2]	$ 7.78	[2]
Diluted (in dollars per share)	$ 3.30	[1]	$ 2.47	[1]	$ 8.59	[2]	$ 7.77	[2]
Average common shares outstanding for earnings per common share:
Basic (in shares)	732		748		738		752
Diluted (in shares)	733		749		739		753
Card Member Receivables
Provisions for credit losses
Total provisions for credit losses	$ 206		$ 165		$ 658		$ 383
Card Member Loans
Provisions for credit losses
Total provisions for credit losses	982		596		2,691		757
Other
Provisions for credit losses
Total provisions for credit losses	45		17		137		15
Discount revenue
Non-interest revenues
Non-interest revenues	8,408		7,848		24,836		22,556
Net card fees
Non-interest revenues
Non-interest revenues	1,846		1,541		5,348		4,445
Service fees and other revenue
Non-interest revenues
Non-interest revenues	1,261		1,169		3,711		3,340
Processed revenue
Non-interest revenues
Non-interest revenues	$ 424		$ 420		$ 1,291		$ 1,208

[1] Represents net income less (i) earnings allocated to participating share awards of $19 million and $14 million for the three months ended September 30, 2023 and 2022, respectively, and (ii) dividends on preferred shares of $14 million for both the three months ended September 30, 2023 and 2022.

[2] Represents net income less (i) earnings allocated to participating share awards of $50 million and $45 million for the nine months ended September 30, 2023 and 2022, respectively, and (ii) dividends on preferred shares of $43 million for both the nine months ended September 30, 2023 and 2022.