Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Millions		6 Months Ended
		Jun. 30, 2023	Jun. 30, 2022
Cash Flows from Operating Activities
Net income		$ 3,990	$ 4,063
Adjustments to reconcile net income to net cash provided by operating activities:
Provisions for credit losses		2,253	377
Depreciation and amortization		800	795
Stock-based compensation		248	198
Deferred taxes		(852)	(402)
Other items	[1]	240	128
Originations of loans held-for-sale		(54)	(90)
Proceeds from sales of loans held-for-sale		59	88
Changes in operating assets and liabilities, net of effects of acquisitions and dispositions:
Other assets		(563)	246
Accounts payable & other liabilities		(2,575)	2,736
Net cash provided by operating activities		3,546	8,139
Cash Flows from Investing Activities
Sale of investment securities		0	16
Maturities and redemptions of investment securities		1,149	1,096
Purchase of investments		(671)	(2,674)
Net increase in Card Member loans and receivables, and other loans	[2]	(9,013)	(12,916)
Purchase of premises and equipment, net of sales: 2023, $1; 2022, nil		(736)	(899)
Acquisitions/dispositions, net of cash acquired		(64)	(15)
Net cash used in investing activities		(9,335)	(15,392)
Cash Flows from Financing Activities
Net increase in customer deposits		12,516	12,060
Net increase (decrease) in short-term borrowings	[2]	194	(63)
Proceeds from long-term debt		7,966	14,710
Payments of long-term debt		(3,856)	(12,529)
Issuance of American Express common shares		22	54
Repurchase of American Express common shares and other		(1,349)	(2,261)
Dividends paid		(867)	(753)
Net cash provided by financing activities		14,626	11,218
Effect of foreign currency exchange rates on cash and cash equivalents		207	284
Net increase in cash and cash equivalents		9,044	4,249
Cash and cash equivalents at beginning of period		33,914	22,028
Cash and cash equivalents at end of period		$ 42,958	$ 26,277

[1] Includes net losses on Amex Ventures investments and changes in fair value hedges.

[2] Excludes an increase of $117 million related to non-cash activity during the first quarter of 2023.