Consolidated Balance Sheets - USD ($) $ in Millions	Dec. 31, 2022	Dec. 31, 2021
Cash and cash equivalents
Cash and due from banks (includes restricted cash of consolidated variable interest entities: 2022, $5; 2021, $11)	$ 5,510	$ 1,292
Interest-bearing deposits in other banks (includes securities purchased under resale agreements: 2022, $318; 2021, $463)	28,097	20,548
Short-term investment securities (includes restricted investments of consolidated variable interest entities: 2022, $54; 2021, $32)	307	188
Total cash and cash equivalents	33,914	22,028
Investment securities	4,578	2,591
Premises and equipment, less accumulated depreciation and amortization: 2022, $9,850; 2021, $8,602	5,215	4,988
Other assets, less reserves for credit losses: 2022, $22; 2021, $25	17,689	17,244
Total assets	228,354	188,548
Liabilities
Customer deposits	110,239	84,382
Accounts payable	12,133	10,574
Short-term borrowings	1,348	2,243
Long-term debt (includes debt issued by consolidated variable interest entities: 2022, $12,662; 2021, $13,803)	42,573	38,675
Other liabilities	37,350	30,497
Total liabilities	203,643	166,371
Contingencies and Commitments (Note 12)
Shareholders’ Equity
Preferred shares, $1.662/3 par value, authorized 20 million shares; issued and outstanding 1,600 shares as of December 31, 2022 and 2021 (Note 16)	0	0
Common shares, $0.20 par value, authorized 3.6 billion shares; issued and outstanding 743 million shares as of December 31, 2022 and 761 million shares as of December 31, 2021	149	153
Additional paid-in capital	11,493	11,495
Retained earnings	16,279	13,474
Accumulated other comprehensive income (loss)	(3,210)	(2,945)
Total shareholders’ equity	24,711	22,177
Total liabilities and shareholders’ equity	228,354	188,548
Card Member receivables
Cash and cash equivalents
Financing receivables, net	57,384	53,581
Card Member loans
Cash and cash equivalents
Financing receivables, net	104,217	85,257
Other
Cash and cash equivalents
Financing receivables, net	$ 5,357	$ 2,859