Customer Deposits

12 Months Ended

Dec. 31, 2022

Deposits [Abstract]

Customer Deposits

CUSTOMER DEPOSITS

As of December 31, customer deposits were categorized as interest-bearing or non-interest-bearing as follows:

(Millions)	2022		2021
U.S.:
Interest-bearing	$	109,119	$	83,304
Non-interest-bearing (includes Card Member credit balances of: 2022, $605; 2021, $527)	663		553
Non-U.S.:
Interest-bearing	15		18
Non-interest-bearing (includes Card Member credit balances of: 2022, $439; 2021, $503)	442		507
Total customer deposits	$	110,239	$	84,382

Customer deposits by deposit type as of December 31 were as follows:

(Millions)	2022		2021
Savings and transaction accounts	$	76,731	$	66,142
Certificates of deposit:
Direct	2,765		1,415
Third-party (brokered)	13,331		3,095
Sweep accounts ―Third-party (brokered)	16,297		12,658
Other deposits	71		42
Card Member credit balances	1,044		1,030
Total customer deposits	$	110,239	$	84,382

The scheduled maturities of certificates of deposit as of December 31, 2022 were as follows:

(Millions)	2023		2024		2025		2026		2027		After 5 years		Total
Certificates of deposit	$	5,790	$	6,554	$	2,939	$	27	$	786	$	—	$	16,096

As of December 31, certificates of deposit in denominations of $250,000 or more, in the aggregate, were as follows:

(Millions)	2022		2021
U.S.	$	998	$	521
Non-U.S.	1		1
Total	$	999	$	522