Consolidated Balance Sheets - USD ($) $ in Millions	Sep. 30, 2022	Dec. 31, 2021
Cash and cash equivalents
Cash and due from banks (includes restricted cash of consolidated variable interest entities: 2022, $4; 2021, $11)	$ 3,012	$ 1,292
Interest-bearing deposits in other banks (includes securities purchased under resale agreements: 2022, $293; 2021, $463)	27,167	20,548
Short-term investment securities (includes restricted investments of consolidated variable interest entities: 2022, $903; 2021, $32)	1,003	188
Total cash and cash equivalents	31,182	22,028
Investment securities	4,539	2,591
Premises and equipment, less accumulated depreciation and amortization: 2022, $9,519; 2021, $8,602	5,095	4,988
Other assets, less reserves for credit losses: 2022, $22; 2021, $25	18,467	17,244
Total assets	214,915	188,548
Liabilities
Customer deposits	103,463	84,382
Accounts payable	11,021	10,574
Short-term borrowings	1,515	2,243
Long-term debt (includes debt issued by consolidated variable interest entities: 2022, $12,444; 2021, $13,803)	42,393	38,675
Other liabilities	32,583	30,497
Total liabilities	190,975	166,371
Contingencies (Note 7)
Shareholders’ Equity
Preferred shares, $1.662/3 par value, authorized 20 million shares; issued and outstanding 1,600 shares as of September 30, 2022 and December 31, 2021	0	0
Common shares, $0.20 par value, authorized 3.6 billion shares; issued and outstanding 747 million shares as of September 30, 2022 and 761 million shares as of December 31, 2021	150	153
Additional paid-in capital	11,482	11,495
Retained earnings	15,685	13,474
Accumulated other comprehensive income (loss)	(3,377)	(2,945)
Total shareholders’ equity	23,940	22,177
Total liabilities and shareholders’ equity	214,915	188,548
Card Member Receivables
Cash and cash equivalents
Financing receivables, net	55,116	53,581
Card Member Loans
Cash and cash equivalents
Financing receivables, net	95,719	85,257
Other Loans
Cash and cash equivalents
Financing receivables, net	$ 4,797	$ 2,859