Consolidated Balance Sheets - USD ($) $ in Millions	Jun. 30, 2022	Dec. 31, 2021
Cash and cash equivalents
Cash and due from banks (includes restricted cash of consolidated variable interest entities: 2022, $9; 2021, $11)	$ 3,304	$ 1,292
Interest-bearing deposits in other banks (includes securities purchased under resale agreements: 2022, $293; 2021, $463)	22,291	20,548
Short-term investment securities (includes restricted investments of consolidated variable interest entities: 2022, $612; 2021, $32)	682	188
Total cash and cash equivalents	26,277	22,028
Investment securities	4,065	2,591
Premises and equipment, less accumulated depreciation and amortization: 2022, $9,191; 2021, $8,602	5,093	4,988
Other assets, less reserves for credit losses: 2022, $23; 2021, $25	17,540	17,244
Total assets	205,298	188,548
Liabilities
Customer deposits	96,411	84,382
Accounts payable	11,371	10,574
Short-term borrowings	1,984	2,243
Long-term debt (includes debt issued by consolidated variable interest entities: 2022, $11,968; 2021, $13,803)	40,495	38,675
Other liabilities	31,802	30,497
Total liabilities	182,063	166,371
Contingencies (Note 7)
Shareholders’ Equity
Preferred shares, $1.662/3 par value, authorized 20 million shares; issued and outstanding 1,600 shares as of June 30, 2022 and December 31, 2021	0	0
Common shares, $0.20 par value, authorized 3.6 billion shares; issued and outstanding 751 million shares as of June 30, 2022 and 761 million shares as of December 31, 2021	151	153
Additional paid-in capital	11,476	11,495
Retained earnings	14,751	13,474
Accumulated other comprehensive income (loss)	(3,143)	(2,945)
Total shareholders’ equity	23,235	22,177
Total liabilities and shareholders’ equity	205,298	188,548
Variable Interest Entity, Primary Beneficiary
Liabilities
Long-term debt (includes debt issued by consolidated variable interest entities: 2022, $11,968; 2021, $13,803)	11,968	13,803
Card Member Receivables
Cash and cash equivalents
Financing receivables, net	55,900	53,581
Card Member Loans
Cash and cash equivalents
Financing receivables, net	92,440	85,257
Other Loans
Cash and cash equivalents
Financing receivables, net	$ 3,983	$ 2,859