Customer Deposits |
Customer DepositsAs of June 30, 2022 and December 31, 2021, customer deposits were categorized as interest-bearing or non-interest-bearing as follows: | | | | | | | | | | | | | | | (Millions) | | 2022 | | 2021 | U.S.: | | | | | Interest-bearing | | $ | 95,370 | | | $ | 83,304 | | Non-interest-bearing (includes Card Member credit balances of: 2022, $489; 2021, $527) | | 533 | | | 553 | | Non-U.S.: | | | | | Interest-bearing | | 17 | | | 18 | | Non-interest-bearing (includes Card Member credit balances of: 2022, $488; 2021, $503) | | 491 | | | 507 | | Total customer deposits | | $ | 96,411 | | | $ | 84,382 | |
Customer deposits by deposit type as of June 30, 2022 and December 31, 2021 were as follows: | | | | | | | | | | | | | | | (Millions) | | 2022 | | 2021 | | | | | | Savings and transaction accounts | | $ | 70,776 | | | $ | 66,142 | | Certificates of deposit: | | | | | Direct | | 1,474 | | | 1,415 | | Third-party (brokered) | | 6,593 | | | 3,095 | | Sweep accounts – Third-party (brokered) | | 16,556 | | | 12,658 | | Other deposits | | 35 | | | 42 | | | | | | | | | | | | Card Member credit balances | | 977 | | | 1,030 | | Total customer deposits | | $ | 96,411 | | | $ | 84,382 | |
The scheduled maturities of certificates of deposit as of June 30, 2022 were as follows: | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | (Millions) | | 2022 | | 2023 | | 2024 | | 2025 | | 2026 | | After 5 Years | | Total | Certificates of deposit | | $ | 1,422 | | | $ | 2,130 | | | $ | 2,845 | | | $ | 1,263 | | | $ | 31 | | | $ | 376 | | | 8,067 | |
As of June 30, 2022 and December 31, 2021, certificates of deposit in denominations of $250,000 or more, in the aggregate, were as follows: | | | | | | | | | | | | | | | (Millions) | | 2022 | | 2021 | U.S. | | $ | 543 | | | $ | 521 | | Non-U.S. | | 1 | | | 1 | | Total | | $ | 544 | | | $ | 522 | |
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