Customer Deposits

6 Months Ended

Jun. 30, 2022

Deposits [Abstract]

Customer Deposits

Customer Deposits

As of June 30, 2022 and December 31, 2021, customer deposits were categorized as interest-bearing or non-interest-bearing as follows:

(Millions)	2022		2021
U.S.:
Interest-bearing	$	95,370	$	83,304
Non-interest-bearing (includes Card Member credit balances of: 2022, $489; 2021, $527)	533		553
Non-U.S.:
Interest-bearing	17		18
Non-interest-bearing (includes Card Member credit balances of: 2022, $488; 2021, $503)	491		507
Total customer deposits	$	96,411	$	84,382

Customer deposits by deposit type as of June 30, 2022 and December 31, 2021 were as follows:

(Millions)	2022		2021
Savings and transaction accounts	$	70,776	$	66,142
Certificates of deposit:
Direct	1,474		1,415
Third-party (brokered)	6,593		3,095
Sweep accounts – Third-party (brokered)	16,556		12,658
Other deposits	35		42
Card Member credit balances	977		1,030
Total customer deposits	$	96,411	$	84,382

The scheduled maturities of certificates of deposit as of June 30, 2022 were as follows:

(Millions)	2022		2023		2024		2025		2026		After 5 Years		Total
Certificates of deposit	$	1,422	$	2,130	$	2,845	$	1,263	$	31	$	376	8,067

As of June 30, 2022 and December 31, 2021, certificates of deposit in denominations of $250,000 or more, in the aggregate, were as follows:

(Millions)	2022		2021
U.S.	$	543	$	521
Non-U.S.	1		1
Total	$	544	$	522