Consolidated Balance Sheets - USD ($) $ in Millions	Dec. 31, 2021	Dec. 31, 2020
Cash and cash equivalents
Cash and due from banks (includes restricted cash of consolidated variable interest entities: 2021, $11; 2020, nil)	$ 1,292	$ 2,984
Interest-bearing deposits in other banks (includes securities purchased under resale agreements: 2021, $463; 2020, $92)	20,548	29,824
Short-term investment securities (includes restricted investments of consolidated variable interest entities: 2021, $32; 2020, $47)	188	157
Total cash and cash equivalents	22,028	32,965
Investment securities	2,591	21,631
Premises and equipment, less accumulated depreciation and amortization: 2021, $8,602; 2020, $7,540	4,988	5,015
Other assets, less reserves for credit losses: 2021, $25; 2020, $85	17,244	17,679
Total assets	188,548	191,367
Liabilities
Customer deposits	84,382	86,875
Accounts payable	10,574	9,444
Short-term borrowings	2,243	1,878
Long-term debt (includes debt issued by consolidated variable interest entities: 2021, $13,803; 2020, $12,760)	38,675	42,952
Other liabilities	30,497	27,234
Total liabilities	166,371	168,383
Contingencies and Commitments (Note 12)
Shareholders’ Equity
Preferred shares, $1.662/3 par value, authorized 20 million shares; issued and outstanding 1,600 shares as of December 31, 2021 and 2020 (Note 16)	0	0
Common shares, $0.20 par value, authorized 3.6 billion shares; issued and outstanding 761 million shares as of December 31, 2021 and 805 million shares as of December 31, 2020	153	161
Additional paid-in capital	11,495	11,881
Retained earnings	13,474	13,837
Accumulated other comprehensive income (loss)
Net unrealized debt securities gains, net of tax of: 2021, $7; 2020, $20	23	65
Foreign currency translation adjustments, net of tax of: 2021, $(330); 2020, $(381)	(2,392)	(2,229)
Net unrealized pension and other postretirement benefits, net of tax of: 2021, $(184); 2020, $(236)	(576)	(731)
Total accumulated other comprehensive income (loss)	(2,945)	(2,895)
Total shareholders’ equity	22,177	22,984
Total liabilities and shareholders’ equity	188,548	191,367
Card Member receivables
Cash and cash equivalents
Financing receivables, net	53,581	43,434
Card Member loans
Cash and cash equivalents
Financing receivables, net	85,257	68,029
Other
Cash and cash equivalents
Financing receivables, net	$ 2,859	$ 2,614