Customer Deposits

12 Months Ended

Dec. 31, 2021

Deposits [Abstract]

Customer Deposits

CUSTOMER DEPOSITS

As of December 31, customer deposits were categorized as interest-bearing or non-interest-bearing as follows:

(Millions)	2021		2020
U.S.:
Interest-bearing	$	83,304	$	85,583
Non-interest-bearing (includes Card Member credit balances of: 2021, $527; 2020, $576)	553		599
Non-U.S.:
Interest-bearing	18		19
Non-interest-bearing (includes Card Member credit balances of: 2021, $503; 2020, $671)	507		674
Total customer deposits	$	84,382	$	86,875

Customer deposits by deposit type as of December 31 were as follows:

(Millions)	2021		2020
Savings and transaction accounts	$	66,142	$	63,512
Certificates of deposit:
Direct	1,415		2,440
Third-party (brokered)	3,095		5,561
Sweep accounts ―Third-party (brokered)	12,658		14,070
Other deposits	42		45
Card Member credit balances	1,030		1,247
Total customer deposits	$	84,382	$	86,875

The scheduled maturities of certificates of deposit as of December 31, 2021 were as follows:

(Millions)	Total
2022	$	3,216
2023	777
2024	287
2025	211
2026	19
After 5 years	—
Total	$	4,510

As of December 31, certificates of deposit in denominations of $250,000 or more, in the aggregate, were as follows:

(Millions)	2021		2020
U.S.	$	521	$	930
Non-U.S.	1		1
Total	$	522	$	931