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Customer Deposits (Tables)
9 Months Ended
Sep. 30, 2020
Deposits [Abstract]  
Deposits by component alternative
As of September 30, 2020 and December 31, 2019, customer deposits were categorized as interest-bearing or non-interest-bearing as follows:
(Millions)20202019
U.S.:
Interest-bearing$83,963 $72,445 
Non-interest-bearing (includes Card Member credit balances of: 2020, $701; 2019, $389)
726 415 
Non-U.S.:
Interest-bearing20 23 
Non-interest-bearing (includes Card Member credit balances of: 2020, $749; 2019, $401)
752 404 
Total customer deposits$85,461 $73,287 
Deposits by type
Customer deposits by deposit type as of September 30, 2020 and December 31, 2019 were as follows:
(Millions)20202019
U.S. retail deposits:
Savings accounts – Direct$60,370 $46,394 
Certificates of deposit:
Direct2,592 1,854 
Third-party (brokered)6,899 8,076 
Sweep accounts – Third-party (brokered)14,102 16,121 
Other deposits:
U.S. non-interest bearing deposits25 26 
Non-U.S. deposits23 26 
Card Member credit balances ― U.S. and non-U.S.1,450 790 
Total customer deposits$85,461 $73,287 
Time deposits by maturity
The scheduled maturities of certificates of deposit as of September 30, 2020 were as follows:
(Millions)U.S.Non-U.S.Total
2020$1,612 $3 $1,615 
20213,744 5 3,749 
20223,013 1 3,014 
2023644  644 
2024274  274 
After 5 years204  204 
Total$9,491 $9 $9,500 
Time deposits $250,000 or more
As of September 30, 2020 and December 31, 2019, certificates of deposit in denominations of $250,000 or more, in the aggregate, were as follows:
(Millions)20202019
U.S.$966 $622 
Non-U.S.1 
Total$967 $626