Customer Deposits (Tables)

3 Months Ended

Mar. 31, 2020

Banking and Thrift [Abstract]

Deposits By Component Alternative

As of March 31, 2020 and December 31, 2019, customer deposits were categorized as interest-bearing or non-interest-bearing as follows:

(Millions)	2020		2019
U.S.:
Interest-bearing	$	76,459	$	72,445
Non-interest-bearing (includes Card Member credit balances of: 2020, $791; 2019, $389)	815		415
Non-U.S.:
Interest-bearing	25		23
Non-interest-bearing (includes Card Member credit balances of: 2020, $661; 2019, $401)	663		404
Total customer deposits	$	77,962	$	73,287

Deposits By Type

Customer deposits by deposit type as of March 31, 2020 and December 31, 2019 were as follows:

(Millions)	2020		2019
U.S. retail deposits:
Savings accounts – Direct	$	48,981	$	46,394
Certificates of deposit:
Direct	2,360		1,854
Third-party (brokered)	8,715		8,076
Sweep accounts – Third-party (brokered)	16,403		16,121
Other deposits:
U.S. non-interest bearing deposits	24		26
Non-U.S. deposits	27		26
Card Member credit balances ― U.S. and non-U.S.	1,452		790
Total customer deposits	$	77,962	$	73,287

Time Deposits By Maturity

The scheduled maturities of certificates of deposit as of March 31, 2020 were as follows:

(Millions)	U.S.		Non-U.S.		Total
2020	$	4,180	$	11	$	4,191
2021	3,233		2		3,235
2022	2,747		—		2,747
2023	508		—		508
2024	267		—		267
After 5 years	140		—		140
Total	$	11,075	$	13	$	11,088

Time Deposits $250,000 Or More

As of March 31, 2020 and December 31, 2019, certificates of deposit in denominations of $250,000 or more, in the aggregate, were as follows:

(Millions)	2020		2019
U.S.	$	839	$	622
Non-U.S.	4		4
Total	$	843	$	626