Customer Deposits (Tables)

12 Months Ended

Dec. 31, 2019

Banking and Thrift [Abstract]

Deposits By Component Alternative

As of December 31, customer deposits were categorized as interest-bearing or non-interest-bearing as follows:

(Millions)	2019		2018
U.S.:
Interest-bearing	$	72,445	$	69,144
Non-interest-bearing (includes Card Member credit balances of: 2019, $389 million; 2018, $376 million)	415		412
Non-U.S.:
Interest-bearing	23		28
Non-interest-bearing (includes Card Member credit balances of: 2019, $401 million; 2018, $367 million)	404		376
Total customer deposits	$	73,287	$	69,960

Deposits By Type

Customer deposits by deposit type as of December 31 were as follows:

(Millions)	2019		2018
U.S. retail deposits:
Savings accounts ― Direct	$	46,394	$	39,491
Certificates of deposit:(a)
Direct	1,854		817
Third-party (brokered)	8,076		12,667
Sweep accounts ―Third-party (brokered)	16,121		16,169
Other deposits:
U.S. non-interest-bearing deposits	26		36
Non-U.S. deposits	26		37
Card Member credit balances ― U.S. and non-U.S.	790		743
Total customer deposits	$	73,287	$	69,960

(a)The weighted average remaining maturity and weighted average interest rate at issuance on the total portfolio of U.S. retail certificates of deposit issued through direct and third-party programs were 48 months and 2.53 percent, respectively, as of December 31, 2019.

Time Deposits By Maturity

The scheduled maturities of certificates of deposit as of December 31, 2019 were as follows:

(Millions)	U.S.		Non-U.S.		Total
2020	$	4,618	$	14	$	4,632
2021	2,302		—		2,302
2022	2,385		—		2,385
2023	374		—		374
2024	251		—		251
After 5 years	—		—		—
Total	$	9,930	$	14	$	9,944

Time Deposits $250,000 Or More

As of December 31, certificates of deposit in denominations of $250,000 or more, in the aggregate, were as follows:

(Millions)	2019		2018
U.S.	$	622	$	276
Non-U.S.	4		9
Total	$	626	$	285