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Customer Deposits
 12 Months Ended
Dec. 31, 2019
Banking and Thrift [Abstract]  
Customer Deposits
CUSTOMER DEPOSITS
As of December 31, customer deposits were categorized as interest-bearing or non-interest-bearing as follows:
(Millions)20192018
U.S.:
Interest-bearing$72,445  $69,144  
Non-interest-bearing (includes Card Member credit balances of: 2019, $389 million; 2018, $376 million)
415  412  
Non-U.S.:
Interest-bearing23  28  
Non-interest-bearing (includes Card Member credit balances of: 2019, $401 million; 2018, $367 million)
404  376  
Total customer deposits$73,287  $69,960  
Customer deposits by deposit type as of December 31 were as follows:
(Millions)20192018
U.S. retail deposits:
Savings accounts ― Direct$46,394  $39,491  
Certificates of deposit:(a)
Direct1,854  817  
Third-party (brokered)8,076  12,667  
Sweep accounts ―Third-party (brokered)16,121  16,169  
Other deposits:
U.S. non-interest-bearing deposits26  36  
Non-U.S. deposits26  37  
Card Member credit balances ― U.S. and non-U.S.790  743  
Total customer deposits$73,287  $69,960  
(a)The weighted average remaining maturity and weighted average interest rate at issuance on the total portfolio of U.S. retail certificates of deposit issued through direct and third-party programs were 48 months and 2.53 percent, respectively, as of December 31, 2019.
The scheduled maturities of certificates of deposit as of December 31, 2019 were as follows:
(Millions)U.S.Non-U.S.Total
2020$4,618  $14  $4,632  
20212,302  —  2,302  
20222,385  —  2,385  
2023374  —  374  
2024251  —  251  
After 5 years—  —  —  
Total$9,930  $14  $9,944  
As of December 31, certificates of deposit in denominations of $250,000 or more, in the aggregate, were as follows:
(Millions)20192018
U.S.$622  $276  
Non-U.S.4  9  
Total$626  $285