Customer Deposits (Tables)

3 Months Ended

Mar. 31, 2019

Customer Deposits (Tables) [Abstract]

As of March 31, 2019 and December 31, 2018, customer deposits were categorized as interest-bearing or non-interest-bearing as follows:

(Millions)		2019		2018
U.S.:
	Interest-bearing	$	72,110	$	69,144
	Non-interest-bearing (includes Card Member credit balances of: 2019, $334; 2018, $376)		368		412
Non-U.S.:
	Interest-bearing		27		28
	Non-interest-bearing (includes Card Member credit balances of: 2019, $343; 2018, $367)		352		376
Total customer deposits		$	72,857	$	69,960

Deposits By Type

Customer deposits by deposit type as of March 31, 2019 and December 31, 2018 were as follows:

(Millions)			2019		2018
U.S. retail deposits:
	Savings accounts – Direct		$	43,345	$	39,491
	Certificates of deposit:^(a)
		Direct		1,107		817
		Third-party (brokered)		12,189		12,667
	Sweep accounts – Third-party (brokered)			15,469		16,169
Other deposits:
	U.S. non-interest bearing deposits			34		36
	Non-U.S. deposits			36		37
Card Member credit balances ― U.S. and non-U.S.				677		743
Total customer deposits			$	72,857	$	69,960

The weighted average remaining maturity and weighted average interest rate at issuance on the total portfolio of U.S. retail certificates of deposit issued through direct and third-party programs were 47 months and 2.40 percent, respectively, as of March 31, 2019.

Time Deposits By Maturity

The scheduled maturities of certificates of deposit as of March 31, 2019 were as follows:

(Millions)	U.S.		Non-U.S.		Total
2019	$	4,249	$	13	$	4,262
2020		4,406		4		4,410
2021		1,937		―		1,937
2022		2,292		―		2,292
2023		327		―		327
After 5 years		85		―		85
Total	$	13,296	$	17	$	13,313

Time Deposits $250,000 Or More

As of March 31, 2019 and December 31, 2018, certificates of deposit in denominations of $250,000 or more, in the aggregate, were as follows:

(Millions)	2019		2018
U.S.	$	373	$	276
Non-U.S.		7		9
Total	$	380	$	285