Reportable Operating Segment (Tables)

12 Months Ended

Dec. 31, 2018

The following table presents certain selected financial information for our reportable operating segments and Corporate & Other as of or for the years ended December 31, 2018, 2017 and 2016:

(Millions, except where indicated)	GCSG		GCS		GMNS		Corporate & Other		^(a)	Consolidated
2018
Non-interest revenues	$	14,675	$	11,882	$	6,069	$	49		$	32,675
Revenue from contracts with customers^(b)		10,294		10,309		5,988		16			26,607
Interest income		8,323		1,621		30		632			10,606
Interest expense		1,542		827		(294)		868			2,943
Total revenues net of interest expense		21,456		12,676		6,393		(187)			40,338
Total provisions		2,430		899		22		1			3,352
Pretax income (loss) from continuing operations		3,714		2,895		2,844		(1,331)			8,122
Income tax provision (benefit)		637		555		704		(695)			1,201
Net income (loss)		3,077		2,340		2,140		(636)			6,921
Total assets (billions)	$	151	$	52	$	45	$	(59)		$	189
2017
Non-interest revenues	$	13,378	$	10,942	$	6,025	$	82		$	30,427
Revenue from contracts with customers^(b)		9,448		9,471		5,846		15			24,780
Interest income		6,789		1,361		42		371			8,563
Interest expense		1,047		595		(188)		658			2,112
Total revenues net of interest expense		19,120		11,708		6,255		(205)			36,878
Total provisions^(b)		1,996		743		16		5			2,760
Pretax income (loss) from continuing operations		3,645		2,843		2,645		(1,708)			7,425
Income tax provision		1,053		914		857		1,853			4,677
Net income (loss)		2,592		1,929		1,788		(3,561)			2,748
Total assets (billions)	$	124	$	49	$	31	$	(23)		$	181
2016
Non-interest revenues	$	12,993	$	10,373	$	6,093	$	200		$	29,659
Revenue from contracts with customers^(b)		9,386		8,918		5,826		105			24,235
Interest income		6,005		1,209		37		233			7,484
Interest expense		828		472		(133)		538			1,705
Total revenues net of interest expense		18,170		11,110		6,263		(105)			35,438
Total provisions^(b)		1,390		604		24		9			2,027
Pretax income (loss) from continuing operations		4,508		2,933		2,391		(1,790)			8,042
Income tax provision (benefit)		1,469		1,032		861		(695)			2,667
Net income (loss)		3,039		1,901		1,530		(1,095)			5,375
Total assets (billions)	$	114	$	43	$	26	$	(24)		$	159

Corporate & Other includes adjustments and eliminations for intersegment activity.
Includes discount revenue, certain other fees and commissions and other revenues from customers.

Total revenues net of interest expense and pretax income

The following table presents our total revenues net of interest expense and pretax income (loss) from continuing operations in different geographic regions based, in part, upon internal allocations, which necessarily involve management’s judgment:

(Millions)		United States		EMEA		^(a)	JAPA		^(a)	LACC		^(a)	Other Unallocated		^(b)	Consolidated
2018
	Total revenues net of interest expense	$	29,864	$	4,419		$	3,656		$	2,584		$	(185)		$	40,338
	Pretax income (loss) from continuing operations		6,696		1,212			764			782			(1,332)			8,122
2017
	Total revenues net of interest expense	$	27,187	$	3,927		$	3,464		$	2,505		$	(205)		$	36,878
	Pretax income (loss) from continuing operations		6,412		1,150			763			806			(1,706)			7,425
2016
	Total revenues net of interest expense	$	26,339	$	3,570		$	3,275		$	2,360		$	(106)		$	35,438
	Pretax income (loss) from continuing operations		7,943		698			556			635			(1,790)			8,042

EMEA represents Europe, the Middle East and Africa; JAPA represents Japan, Asia/Pacific and Australia; and LACC represents Latin America, Canada and the Caribbean.
Other Unallocated includes net costs which are not directly allocable to specific geographic regions, including costs related to the net negative interest spread on excess liquidity funding and executive office operations expenses.