Non-Interest Revenue and Expense Detail (Tables)

12 Months Ended

Dec. 31, 2018

Table Text Block [Abstract]

Details of other commissions and fees

The following is a detail of Other fees and commissions for the years ended December 31:

(Millions)		2018		2017		2016
Fees charged to Card Members:
	Delinquency fees	$	959	$	888	$	762
	Foreign currency conversion fee revenue		921		851		809
Other customer fees:
	Loyalty coalition-related fees		461		452		409
	Travel commissions and fees		395		364		332
	Service fees and other(a)		417		435		406
	Total Other fees and commissions	$	3,153	$	2,990	$	2,718

Other includes Membership Rewards program fees that are not related to contracts with customers.

(Millions)		2016		2015		2014
Foreign currency conversion fee revenue		$	-	$	852	$	877
Delinquency fees			-		788		722
Loyalty coalition-related fees			-		379		383
Travel commissions and fees			-		349		1,118
Service fees			-		361		366
Other(a)			-		137		160
	Total Other fees and commissions	$	-	$	2,866	$	3,626

Details of other revenues

The following is a detail of Other revenues for the years ended December 31:

(Millions)		2018		2017		2016
Global Network Services partner revenues		$	260	$	327	$	350
Other(a)			1,100		1,130		1,328
	Total Other revenues	$	1,360	$	1,457	$	1,678

Other includes revenues arising from net revenue earned on cross-border Card Member spending, merchant-related fees, insurance premiums earned from Card Member travel and other insurance programs, revenues related to the GBT JV transition services agreement, prepaid card and Travelers Cheque-related revenues, earnings from equity method investments (including the GBT JV), and other miscellaneous revenue and fees.

Detail of other, net expense

The following is a detail of Other expenses for the years ended December 31:

(Millions)		2018		2017		2016
Professional services		$	2,125	$	2,040	$	2,508
Occupancy and equipment			2,033		2,018		1,837
Gain on sale of HFS portfolios(a)			―		―		(1,218)
Other(b)			1,513		1,576		1,815
	Total Other expenses	$	5,671	$	5,634	$	4,942

• Refer to Note 2 for additional information.
• Other expense includes general operating expenses, communication expenses, Card and merchant-related fraud losses, foreign currency-related gains and losses, and gains on the sale of equity investments.For the year ended December 31, 2018, Other expense also includes the loss on a transaction involving the operations of our prepaid reloadable and gift card business and unrealized gains on certain equity investments previously carried at cost. For the year ended December 31, 2017, Other expense also includes charges related to our U.S. loyalty coalition and prepaid businesses.