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Consolidated Statements of Income - USD ($)
shares in Millions, $ in Millions
12 Months Ended
Dec. 31, 2018
Dec. 31, 2017
Dec. 31, 2016
Non-interest revenues      
Other $ 1,360 $ 1,457 $ 1,678
Total non-interest revenues 32,675 30,427 29,659
Interest income      
Interest on loans 9,941 8,148 7,214
Interest and dividends on investment securities 118 89 131
Deposits with banks and other 547 326 139
Total interest income 10,606 8,563 7,484
Interest expense      
Deposits 1,287 779 598
Long-term debt and other 1,656 1,333 1,107
Total interest expense 2,943 2,112 1,705
Net interest income 7,663 6,451 5,779
Total revenues net of interest expense 40,338 36,878 35,438
Provisions for losses      
Charge Card 937 795 696
Card member loans 2,266 1,868 1,235
Other 149 97 96
Total provisions for losses 3,352 2,760 2,027
Total revenues net of interest expense after provisions for losses 36,986 34,118 33,411
Expenses      
Marketing and promotion 6,470 5,722 6,249
Card Member rewards 9,696 8,687 7,819
Card Member services and other 1,777 1,392 1,100
Salaries and employee benefits 5,250 5,258 5,259
Other,net 5,671 5,634 4,942
Total Expenses 28,864 26,693 25,369
Pretax income 8,122 7,425 8,042
Income tax provision 1,201 4,677 2,667
Net income $ 6,921 $ 2,748 $ 5,375
Earnings per Common Share      
Basic [1] $ 7.93 $ 3 $ 5.63
Diluted [1] $ 7.91 $ 2.99 $ 5.61
Average common shares outstanding for earnings per common share:      
Basic 856 883 933
Diluted 859 886 935
Discount Revenue      
Non-interest revenues      
Revenues and Fees $ 24,721 $ 22,890 $ 22,377
Net Card Fees      
Non-interest revenues      
Revenues and Fees 3,441 3,090 2,886
Other Fees and Commissions      
Non-interest revenues      
Revenues and Fees $ 3,153 $ 2,990 $ 2,718
[1]

Represents net income less (i) earnings allocated to participating share awards of $ 54 million, $ 21 million and $ 43 million for the years ended December 31, 2018 , 2017 and 2016 , respectively, and (ii) dividends on preferred shares of $ 80 millio n, $ 81 million and $ 80 million for the years ended December 31, 2018 , 2017 and 2016 , r e s p e c t i v e l y .