Customer Deposits (Tables)

12 Months Ended

Dec. 31, 2017

As of December 31, customer deposits were categorized as interest-bearing or non-interest-bearing as follows:

(Millions)		2017		2016
U.S.:
	Interest-bearing	$	63,666	$	52,316
	Non-interest-bearing (includes Card Member credit balances of: 2017, $358 million; 2016, $331 million)		395		367
Non-U.S.:
	Interest-bearing		34		58
	Non-interest-bearing (includes Card Member credit balances of: 2017, $344 million; 2016, $285 million)		357		301
Total customer deposits		$	64,452	$	53,042

Deposits By Type

Customer deposits by deposit type as of December 31 were as follows:

(Millions)			2017		2016
U.S. retail deposits:
	Savings accounts ― Direct		$	31,915	$	30,980
	Certificates of deposit:^(a)
		Direct		290		291
		Third-party (brokered)		16,684		11,925
	Sweep accounts ―Third-party (brokered)			14,777		9,120
Other deposits:
	U.S. non-interest bearing deposits			37		36
	Non-U.S. deposits			47		74
Card Member credit balances ― U.S. and non-U.S.				702		616
Total customer deposits			$	64,452	$	53,042

The weighted average remaining maturity and weighted average interest rate at issuance on the total portfolio of U.S. retail certificates of deposit issued through direct and third-party programs were 45 months and 2.15 percent, respectively, as of December 31, 2017.

Time Deposits By Maturity

The scheduled maturities of certificates of deposit as of December 31, 2017 were as follows:

(Millions)	U.S.		Non-U.S.		Total
2018	$	5,236	$	20	$	5,256
2019		4,604		―		4,604
2020		3,674		―		3,674
2021		1,310		―		1,310
2022		2,150		―		2,150
After 5 years		―		―		―
Total	$	16,974	$	20	$	16,994

Time Deposits $250,000 Or More

As of December 31, certificates of deposit in denominations of $250,000 or more, in the aggregate, were as follows:

(Millions)	2017		2016
U.S.	$	114	$	117
Non-U.S.		11		7
Total	$	125	$	124