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Consolidated Statements of Income - USD ($)
shares in Millions, $ in Millions
12 Months Ended
Dec. 31, 2017
Dec. 31, 2016
Dec. 31, 2015
Non-interest revenues      
Discount revenue $ 19,186 $ 18,680 $ 19,297
Net card fees 3,090 2,886 2,700
Other fees and commissions 3,022 2,753 2,866
Other 1,732 2,029 2,033
Total non-interest revenues 27,030 26,348 26,896
Interest income      
Interest on loans 8,138 7,205 7,309
Interest and dividends on investment securities 89 131 157
Deposits with banks and other 326 139 79
Total interest income 8,553 7,475 7,545
Interest expense      
Deposits 779 598 475
Long-term debt and other 1,333 1,106 1,148
Total interest expense 2,112 1,704 1,623
Net interest income 6,441 5,771 5,922
Total revenues net of interest expense 33,471 32,119 32,818
Provisions for losses      
Charge Card 795 696 737
Card member loans 1,868 1,235 1,190
Other 96 95 61
Total provisions for losses 2,759 2,026 1,988
Total revenues net of interest expense after provisions for losses 30,712 30,093 30,830
Expenses      
Marketing and promotion 3,217 3,650 3,109
Card Member rewards 7,608 6,793 6,996
Card Member services and other 1,439 1,133 1,018
Salaries and employee benefits 5,258 5,259 4,976
Other,net 5,776 5,162 6,793
Total Expenses 23,298 21,997 22,892
Pretax income 7,414 8,096 7,938
Income tax provision 4,678 2,688 2,775
Net income $ 2,736 $ 5,408 $ 5,163
Earnings per Common Share      
Basic [1] $ 2.98 $ 5.67 $ 5.07
Diluted $ 2.97 $ 5.65 $ 5.05
Average common shares outstanding for earnings per common share:      
Basic 883 933 999
Diluted 886 935 1,003
[1]

Represents net income less (i) earnings allocated to participating share awards of $ 21 million, $ 43 million and $ 38 million for the years ended December 31, 2017 , 2016 and 2015 , respectively, and (ii) dividends on preferred shares of $ 81 million, $ 80 million and $ 62 million for the years ended December 31, 2017 , 2016 and 2015 , respectively.