Non-Interest Revenue and Expense Detail

9 Months Ended

Sep. 30, 2017

Other Income And Other Expense Disclosure [Abstract]

13. Non-Interest Revenue and Expense Detail

The following is a detail of Other fees and commissions:

			Three Months Ended				Nine Months Ended
			September 30,				September 30,
(Millions)		2017		2016		2017		2016
Delinquency fees		$	221	$	183	$	653	$	575
Foreign currency conversion fee revenue			219		207		630		610
Loyalty coalition-related fees			116		106		332		304
Travel commissions and fees			93		89		267		256
Other^(a)			118		109		350		331
	Total Other fees and commissions	$	767	$	694	$	2,232	$	2,076

Other primarily includes service fees and fees related to Membership Rewards programs.

The following is a detail of Other revenues:

		Three Months Ended				Nine Months Ended
		September 30,				September 30,
(Millions)		2017		2016		2017		2016
Global Network Services partner revenues		$	150	$	156	$	456	$	498
Other^(a)			286		327		828		1,016
	Total Other revenues	$	436	$	483	$	1,284	$	1,514

Other includes revenues arising from net revenue earned on cross-border Card Member spending, insurance premiums earned from Card Member travel and other insurance programs, merchant-related fees, revenues related to the GBT JV transition services agreement, Prepaid card and Travelers Cheque-related revenues, earnings from equity method investments (including the GBT JV) and other miscellaneous revenue and fees.

The following is a detail of Other expenses:

	Three Months Ended				Nine Months Ended
	September 30,				September 30,
(Millions)	2017		2016		2017		2016
Occupancy and equipment	$	568	$	429	$	1,527	$	1,332
Professional services		501		630		1,534		1,862
Gain on sale of HFS portfolios^(a)		―		―		―		(1,218)
Other^(b)		429		439		1,220		1,412
Total Other expenses	$	1,498	$	1,498	$	4,281	$	3,388

Refer to Note 2 for additional information.
Other expense primarily includes general operating expenses, Card and merchant-related fraud losses, communication expenses, certain loyalty coalition-related expenses, foreign currency-related gains and losses and insurance costs. In addition, for the nine months ended September 30, 2016, Other expenses includes the valuation allowance adjustment associated with loans and receivables HFS.