7. Customer Deposits

As of September 30, 2017 and December 31, 2016, customer deposits were categorized as interest bearing or non-interest bearing as follows:

(Millions)		2017		2016
U.S.:
	Interest bearing	$	60,573	$	52,316
	Non-interest bearing (includes Card Member credit balances of: 2017, $300 million; 2016, $331 million)		337		367
Non-U.S.:
	Interest bearing		32		58
	Non-interest bearing (includes Card Member credit balances of: 2017, $334 million; 2016, $285 million)		348		301
Total customer deposits		$	61,290	$	53,042

Customer deposits by deposit type as of September 30, 2017 and December 31, 2016 were as follows:

(Millions)			2017		2016
U.S. retail deposits:
	Savings accounts – Direct		$	30,780	$	30,980
	Certificates of deposit:^(a)
		Direct		290		291
		Third-party (brokered)		17,229		11,925
	Sweep accounts – Third-party (brokered)			12,274		9,120
Other deposits:
	U.S. non-interest bearing deposits			37		36
	Non-U.S. deposits			46		74
Card Member credit balances ― U.S. and non-U.S.				634		616
Total customer deposits			$	61,290	$	53,042

The weighted average remaining maturity and weighted average interest rate at issuance on the total portfolio of U.S. retail certificates of deposit issued through direct and third-party programs were 44 months and 2.10 percent, respectively, as of September 30, 2017.

The scheduled maturities of certificates of deposit as of September 30, 2017 were as follows:

(Millions)	U.S.		Non-U.S.		Total
2017	$	1,450	$	3	$	1,453
2018		5,160		16		5,176
2019		4,252		―		4,252
2020		3,511		―		3,511
2021		1,234		―		1,234
After 5 years		1,912		―		1,912
Total	$	17,519	$	19	$	17,538

As of September 30, 2017 and December 31, 2016, certificates of deposit in denominations of $250,000 or more, in the aggregate, were as follows:

(Millions)	2017		2016
U.S.	$	113	$	117
Non-U.S.		8		7
Total	$	121	$	124