Customer Deposits (Tables)

6 Months Ended

Jun. 30, 2017

Customer Deposits (Tables) [Abstract]

As of June 30, 2017 and December 31, 2016, customer deposits were categorized as interest bearing or non-interest bearing as follows:

(Millions)		2017		2016
U.S.:
	Interest bearing	$	57,012	$	52,316
	Non-interest bearing (includes Card Member credit balances of: 2017, $309 million; 2016, $331 million)		348		367
Non-U.S.:
	Interest bearing		29		58
	Non-interest bearing (includes Card Member credit balances of: 2017, $325 million; 2016, $285 million)		337		301
Total customer deposits		$	57,726	$	53,042

Deposits By Type

Customer deposits by deposit type as of June 30, 2017 and December 31, 2016 were as follows:

(Millions)			2017		2016
U.S. retail deposits:
	Savings accounts – Direct		$	30,276	$	30,980
	Certificates of deposit:^(a)
		Direct		285		291
		Third-party (brokered)		14,997		11,925
	Sweep accounts – Third-party (brokered)			11,454		9,120
Other retail deposits:
	Non-U.S. deposits and U.S. non-interest bearing deposits			80		110
Card Member credit balances ― U.S. and non-U.S.				634		616
Total customer deposits			$	57,726	$	53,042

The weighted average remaining maturity and weighted average interest rate at issuance on the total portfolio of U.S. retail certificates of deposit issued through direct and third-party programs were 46 months and 2.05 percent, respectively, as of June 30, 2017.

Time Deposits By Maturity

The scheduled maturities of certificates of deposit as of June 30, 2017 were as follows:

(Millions)	U.S.		Non-U.S.		Total
2017	$	2,400	$	7	$	2,407
2018		4,463		9		4,472
2019		3,447		―		3,447
2020		3,069		―		3,069
2021		917		―		917
After 5 years		986		―		986
Total	$	15,282	$	16	$	15,298

Time Deposits $250,000 Or More

As of June 30, 2017 and December 31, 2016, certificates of deposit in denominations of $250,000 or more, in the aggregate, were as follows:

(Millions)	2017		2016
U.S.	$	103	$	117
Non-U.S.		5		7
Total	$	108	$	124