Non-Interest Revenue and Expense Detail

6 Months Ended

Jun. 30, 2017

Other Income And Other Expense Disclosure [Abstract]

13. Non-Interest Revenue and Expense Detail

The following is a detail of Other fees and commissions:

			Three Months Ended				Six Months Ended
			June 30,				June 30,
(Millions)		2017		2016		2017		2016
Delinquency fees		$	218	$	192	$	432	$	392
Foreign currency conversion fee revenue			212		207		411		403
Loyalty coalition-related fees			114		104		216		198
Travel commissions and fees			90		87		174		167
Other^(a)			118		112		232		222
	Total Other fees and commissions	$	752	$	702	$	1,465	$	1,382

Other primarily includes service fees and fees related to Membership Rewards programs.

The following is a detail of Other revenues:

		Three Months Ended				Six Months Ended
		June 30,				June 30,
(Millions)		2017		2016		2017		2016
Global Network Services partner revenues		$	150	$	197	$	306	$	342
Other^(a)			289		348		542		689
	Total Other revenues	$	439	$	545	$	848	$	1,031

Other includes revenues arising from net revenue earned on cross-border Card Member spending, insurance premiums earned from Card Member travel and other insurance programs, merchant-related fees, revenues related to the GBT JV transition services agreement, Prepaid card and Travelers Cheque-related revenues, earnings from equity method investments (including the GBT JV) and other miscellaneous revenue and fees.

The following is a detail of Other expenses:

	Three Months Ended				Six Months Ended
	June 30,				June 30,
(Millions)	2017		2016		2017		2016
Professional services	$	521	$	628	$	1,033	$	1,232
Occupancy and equipment		484		438		959		903
Gain on sale of HFS portfolios^(a)		―		(1,091)		―		(1,218)
Other^(b)		371		495		791		973
Total Other expenses	$	1,376	$	470	$	2,783	$	1,890

Refer to Note 2 for additional information.
Other expense primarily includes general operating expenses, Card and merchant-related fraud losses, communication expenses, foreign currency-related gains and losses, certain loyalty coalition-related expenses and insurance costs. In addition, for 2016, Other expenses includes the valuation allowance adjustment associated with loans and receivables HFS.