7. Customer Deposits

As of June 30, 2017 and December 31, 2016, customer deposits were categorized as interest bearing or non-interest bearing as follows:

(Millions)		2017		2016
U.S.:
	Interest bearing	$	57,012	$	52,316
	Non-interest bearing (includes Card Member credit balances of: 2017, $309 million; 2016, $331 million)		348		367
Non-U.S.:
	Interest bearing		29		58
	Non-interest bearing (includes Card Member credit balances of: 2017, $325 million; 2016, $285 million)		337		301
Total customer deposits		$	57,726	$	53,042

Customer deposits by deposit type as of June 30, 2017 and December 31, 2016 were as follows:

(Millions)			2017		2016
U.S. retail deposits:
	Savings accounts – Direct		$	30,276	$	30,980
	Certificates of deposit:^(a)
		Direct		285		291
		Third-party (brokered)		14,997		11,925
	Sweep accounts – Third-party (brokered)			11,454		9,120
Other retail deposits:
	Non-U.S. deposits and U.S. non-interest bearing deposits			80		110
Card Member credit balances ― U.S. and non-U.S.				634		616
Total customer deposits			$	57,726	$	53,042

The weighted average remaining maturity and weighted average interest rate at issuance on the total portfolio of U.S. retail certificates of deposit issued through direct and third-party programs were 46 months and 2.05 percent, respectively, as of June 30, 2017.

The scheduled maturities of certificates of deposit as of June 30, 2017 were as follows:

(Millions)	U.S.		Non-U.S.		Total
2017	$	2,400	$	7	$	2,407
2018		4,463		9		4,472
2019		3,447		―		3,447
2020		3,069		―		3,069
2021		917		―		917
After 5 years		986		―		986
Total	$	15,282	$	16	$	15,298

As of June 30, 2017 and December 31, 2016, certificates of deposit in denominations of $250,000 or more, in the aggregate, were as follows:

(Millions)	2017		2016
U.S.	$	103	$	117
Non-U.S.		5		7
Total	$	108	$	124