Customer Deposits (Tables)

3 Months Ended

Mar. 31, 2017

Customer Deposits (Tables) [Abstract]

As of March 31, 2017 and December 31, 2016, customer deposits were categorized as interest bearing or non-interest bearing as follows:

(Millions)		2017		2016
U.S.:
	Interest bearing	$	53,123	$	52,316
	Non-interest bearing (includes Card Member credit balances of: 2017, $286 million; 2016, $331 million)		322		367
Non-U.S.:
	Interest bearing		34		58
	Non-interest bearing (includes Card Member credit balances of: 2017, $299 million; 2016, $285 million)		311		301
Total customer deposits		$	53,790	$	53,042

Deposits By Type

Customer deposits by deposit type as of March 31, 2017 and December 31, 2016 were as follows:

(Millions)			2017		2016
U.S. retail deposits:
	Savings accounts – Direct		$	31,420	$	30,980
	Certificates of deposit:^(a)
		Direct		284		291
		Third-party (brokered)		11,617		11,925
	Sweep accounts – Third-party (brokered)			9,802		9,120
Other retail deposits:
	Non-U.S. deposits and U.S. non-interest bearing deposits			82		110
Card Member credit balances ― U.S. and non-U.S.				585		616
Total customer deposits			$	53,790	$	53,042

The weighted average remaining maturity and weighted average interest rate at issuance on the total portfolio of U.S. retail certificates of deposit issued through direct and third-party programs were 47 months and 1.96 percent, respectively, as of March 31, 2017.

Time Deposits By Maturity

The scheduled maturities of certificates of deposit as of March 31, 2017 were as follows:

(Millions)	U.S.		Non-U.S.		Total
2017	$	3,401	$	8	$	3,409
2018		3,445		8		3,453
2019		2,398		―		2,398
2020		2,543		―		2,543
2021		107		―		107
After 5 years		7		―		7
Total	$	11,901	$	16	$	11,917

Time Deposits $250,000 Or More

As of March 31, 2017 and December 31, 2016, certificates of deposit in denominations of $250,000 or more, in the aggregate, were as follows:

(Millions)	2017		2016
U.S.	$	106	$	117
Non-U.S.		7		7
Total	$	113	$	124