Non-Interest Revenue and Expense Detail

3 Months Ended

Mar. 31, 2017

Other Income And Other Expense Disclosure [Abstract]

13. Non-Interest Revenue and Expense Detail

The following is a detail of Other fees and commissions for the three months ended March 31:

(Millions)			2017		2016
Delinquency fees		$	214	$	200
Foreign currency conversion fee revenue			199		196
Loyalty coalition-related fees			102		94
Travel commissions and fees			84		80
Other^(a)			114		110
	Total Other fees and commissions	$	713	$	680

Other primarily includes service fees and fees related to Membership Rewards programs.

The following is a detail of Other revenues for the three months ended March 31:

(Millions)		2017		2016
Global Network Services partner revenues		$	156	$	145
Other^(a)			253		341
	Total Other revenues	$	409	$	486

Other includes revenues arising from net revenue earned on cross-border Card Member spending, insurance premiums earned from Card Member travel and other insurance programs, merchant-related fees, revenues related to the GBT JV transition services agreement, prepaid card and Travelers Cheque-related revenues, earnings from equity method investments (including the GBT JV) and other miscellaneous revenue and fees.

The following is a detail of Other expenses for the three months ended March 31:

(Millions)		2017		2016
Professional services		$	512	$	604
Occupancy and equipment			475		465
Communications			63		83
Gain on sale of JetBlue HFS portfolio^(a)			―		(127)
Other^(b)			357		395
	Total Other expenses	$	1,407	$	1,420

Refer to Note 2 for additional information.
Other expense primarily includes general operating expenses, Card and merchant-related fraud losses, foreign currency-related gains and losses, certain loyalty coalition-related expenses and insurance costs. In addition, for the three months ended March 31, 2016, Other expenses includes the valuation allowance adjustment associated with loans and receivables HFS.