7. Customer Deposits

As of March 31, 2017 and December 31, 2016, customer deposits were categorized as interest bearing or non-interest bearing as follows:

(Millions)		2017		2016
U.S.:
	Interest bearing	$	53,123	$	52,316
	Non-interest bearing (includes Card Member credit balances of: 2017, $286 million; 2016, $331 million)		322		367
Non-U.S.:
	Interest bearing		34		58
	Non-interest bearing (includes Card Member credit balances of: 2017, $299 million; 2016, $285 million)		311		301
Total customer deposits		$	53,790	$	53,042

Customer deposits by deposit type as of March 31, 2017 and December 31, 2016 were as follows:

(Millions)			2017		2016
U.S. retail deposits:
	Savings accounts – Direct		$	31,420	$	30,980
	Certificates of deposit:^(a)
		Direct		284		291
		Third-party (brokered)		11,617		11,925
	Sweep accounts – Third-party (brokered)			9,802		9,120
Other retail deposits:
	Non-U.S. deposits and U.S. non-interest bearing deposits			82		110
Card Member credit balances ― U.S. and non-U.S.				585		616
Total customer deposits			$	53,790	$	53,042

The weighted average remaining maturity and weighted average interest rate at issuance on the total portfolio of U.S. retail certificates of deposit issued through direct and third-party programs were 47 months and 1.96 percent, respectively, as of March 31, 2017.

The scheduled maturities of certificates of deposit as of March 31, 2017 were as follows:

(Millions)	U.S.		Non-U.S.		Total
2017	$	3,401	$	8	$	3,409
2018		3,445		8		3,453
2019		2,398		―		2,398
2020		2,543		―		2,543
2021		107		―		107
After 5 years		7		―		7
Total	$	11,901	$	16	$	11,917

As of March 31, 2017 and December 31, 2016, certificates of deposit in denominations of $250,000 or more, in the aggregate, were as follows:

(Millions)	2017		2016
U.S.	$	106	$	117
Non-U.S.		7		7
Total	$	113	$	124