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BENEFITS PAYABLE - Activity in Benefits Payable (Details) - USD ($)
$ in Millions
9 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Liability for Unpaid Claims and Claims Adjustment Expense [Roll Forward]    
Balances, beginning of period $ 8,289 $ 8,143
Acquisitions 0 42
Incurred related to:    
Current year 57,512 52,529
Prior years (404) (768)
Total incurred 57,108 51,761
Paid related to:    
Current year (48,835) (44,370)
Prior years (7,325) (6,818)
Total paid (56,160) (51,188)
Balances, end of period 9,237 8,758
Retail    
Liability for Unpaid Claims and Claims Adjustment Expense [Roll Forward]    
Balances, beginning of period 7,675 7,428
Acquisitions 0 42
Incurred related to:    
Current year 54,731 49,247
Prior years (379) (673)
Total incurred 54,352 48,574
Paid related to:    
Current year (46,608) (41,721)
Prior years (6,757) (6,216)
Total paid (53,365) (47,937)
Balances, end of period 8,662 8,107
Total IBNR included in benefits payable 5,200  
Group and Specialty    
Liability for Unpaid Claims and Claims Adjustment Expense [Roll Forward]    
Balances, beginning of period 614 715
Acquisitions 0 0
Incurred related to:    
Current year 3,168 3,769
Prior years (25) (95)
Total incurred 3,143 3,674
Paid related to:    
Current year (2,614) (3,136)
Prior years (568) (602)
Total paid (3,182) (3,738)
Balances, end of period 575 $ 651
Total IBNR included in benefits payable $ 484