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SEGMENT INFORMATION - Segment Results (Details) - USD ($)
$ in Millions
3 Months Ended
Mar. 31, 2020
Mar. 31, 2019
Segment Reporting Information [Line Items]    
Premiums $ 18,362 $ 15,651
Services revenue 424 355
Total external revenues 18,786 16,006
Intersegment revenues 0 0
Investment income 149 101
Total revenues 18,935 16,107
Benefits 15,629 13,493
Operating costs 2,117 1,660
Depreciation and amortization 115 107
Total operating expenses 17,861 15,260
Income from operations 1,074 847
Interest expense 60 62
Other expense, net 297 39
Income before income taxes and equity in net earnings 717 746
Equity in net earnings 8 3
Segment earnings (loss) 725 749
Individual Medicare Advantage    
Segment Reporting Information [Line Items]    
Premiums 12,794 10,709
Group Medicare Advantage    
Segment Reporting Information [Line Items]    
Premiums 2,011 1,632
Medicare stand-alone PDP    
Segment Reporting Information [Line Items]    
Premiums 755 809
Total Medicare    
Segment Reporting Information [Line Items]    
Premiums 15,560 13,150
Fully-insured    
Segment Reporting Information [Line Items]    
Premiums 1,392 1,451
Specialty    
Segment Reporting Information [Line Items]    
Premiums 429 373
Medicaid and other    
Segment Reporting Information [Line Items]    
Premiums 981 677
Provider    
Segment Reporting Information [Line Items]    
Services revenue 104 120
ASO and other    
Segment Reporting Information [Line Items]    
Services revenue 199 199
Pharmacy    
Segment Reporting Information [Line Items]    
Services revenue 121 36
Services    
Segment Reporting Information [Line Items]    
Intersegment revenues 0 0
Products    
Segment Reporting Information [Line Items]    
Intersegment revenues 0 0
Operating Segments | Retail    
Segment Reporting Information [Line Items]    
Premiums 16,704 13,967
Services revenue 4 5
Total external revenues 16,708 13,972
Intersegment revenues 0 0
Investment income 54 41
Total revenues 16,762 14,013
Benefits 14,464 12,327
Operating costs 1,532 1,148
Depreciation and amortization 81 73
Total operating expenses 16,077 13,548
Income from operations 685 465
Interest expense 0 0
Other expense, net 0 0
Income before income taxes and equity in net earnings 685 465
Equity in net earnings 0 0
Segment earnings (loss) 685 465
Operating Segments | Retail | Individual Medicare Advantage    
Segment Reporting Information [Line Items]    
Premiums 12,794 10,709
Operating Segments | Retail | Group Medicare Advantage    
Segment Reporting Information [Line Items]    
Premiums 2,011 1,632
Operating Segments | Retail | Medicare stand-alone PDP    
Segment Reporting Information [Line Items]    
Premiums 755 809
Operating Segments | Retail | Total Medicare    
Segment Reporting Information [Line Items]    
Premiums 15,560 13,150
Operating Segments | Retail | Fully-insured    
Segment Reporting Information [Line Items]    
Premiums 163 140
Operating Segments | Retail | Specialty    
Segment Reporting Information [Line Items]    
Premiums 0 0
Operating Segments | Retail | Medicaid and other    
Segment Reporting Information [Line Items]    
Premiums 981 677
Operating Segments | Retail | Provider    
Segment Reporting Information [Line Items]    
Services revenue 0 0
Operating Segments | Retail | ASO and other    
Segment Reporting Information [Line Items]    
Services revenue 4 5
Operating Segments | Retail | Pharmacy    
Segment Reporting Information [Line Items]    
Services revenue 0 0
Operating Segments | Retail | Services    
Segment Reporting Information [Line Items]    
Intersegment revenues 0 0
Operating Segments | Retail | Products    
Segment Reporting Information [Line Items]    
Intersegment revenues 0 0
Operating Segments | Group and Specialty    
Segment Reporting Information [Line Items]    
Premiums 1,658 1,684
Services revenue 195 194
Total external revenues 1,853 1,878
Intersegment revenues 7 4
Investment income 5 5
Total revenues 1,865 1,887
Benefits 1,311 1,287
Operating costs 429 413
Depreciation and amortization 20 22
Total operating expenses 1,760 1,722
Income from operations 105 165
Interest expense 0 0
Other expense, net 0 0
Income before income taxes and equity in net earnings 105 165
Equity in net earnings 0 0
Segment earnings (loss) 105 165
Operating Segments | Group and Specialty | Individual Medicare Advantage    
Segment Reporting Information [Line Items]    
Premiums 0 0
Operating Segments | Group and Specialty | Group Medicare Advantage    
Segment Reporting Information [Line Items]    
Premiums 0 0
Operating Segments | Group and Specialty | Medicare stand-alone PDP    
Segment Reporting Information [Line Items]    
Premiums 0 0
Operating Segments | Group and Specialty | Total Medicare    
Segment Reporting Information [Line Items]    
Premiums 0 0
Operating Segments | Group and Specialty | Fully-insured    
Segment Reporting Information [Line Items]    
Premiums 1,229 1,311
Operating Segments | Group and Specialty | Specialty    
Segment Reporting Information [Line Items]    
Premiums 429 373
Operating Segments | Group and Specialty | Medicaid and other    
Segment Reporting Information [Line Items]    
Premiums 0 0
Operating Segments | Group and Specialty | Provider    
Segment Reporting Information [Line Items]    
Services revenue 0 0
Operating Segments | Group and Specialty | ASO and other    
Segment Reporting Information [Line Items]    
Services revenue 195 194
Operating Segments | Group and Specialty | Pharmacy    
Segment Reporting Information [Line Items]    
Services revenue 0 0
Operating Segments | Group and Specialty | Services    
Segment Reporting Information [Line Items]    
Intersegment revenues 7 4
Operating Segments | Group and Specialty | Products    
Segment Reporting Information [Line Items]    
Intersegment revenues 0 0
Operating Segments | Healthcare Services    
Segment Reporting Information [Line Items]    
Premiums 0 0
Services revenue 225 156
Total external revenues 225 156
Intersegment revenues 6,860 5,942
Investment income 0 0
Total revenues 7,085 6,098
Benefits 0 0
Operating costs 6,800 5,888
Depreciation and amortization 43 38
Total operating expenses 6,843 5,926
Income from operations 242 172
Interest expense 0 0
Other expense, net 0 0
Income before income taxes and equity in net earnings 242 172
Equity in net earnings 8 3
Segment earnings (loss) 250 175
Operating Segments | Healthcare Services | Individual Medicare Advantage    
Segment Reporting Information [Line Items]    
Premiums 0 0
Operating Segments | Healthcare Services | Group Medicare Advantage    
Segment Reporting Information [Line Items]    
Premiums 0 0
Operating Segments | Healthcare Services | Medicare stand-alone PDP    
Segment Reporting Information [Line Items]    
Premiums 0 0
Operating Segments | Healthcare Services | Total Medicare    
Segment Reporting Information [Line Items]    
Premiums 0 0
Operating Segments | Healthcare Services | Fully-insured    
Segment Reporting Information [Line Items]    
Premiums 0 0
Operating Segments | Healthcare Services | Specialty    
Segment Reporting Information [Line Items]    
Premiums 0 0
Operating Segments | Healthcare Services | Medicaid and other    
Segment Reporting Information [Line Items]    
Premiums 0 0
Operating Segments | Healthcare Services | Provider    
Segment Reporting Information [Line Items]    
Services revenue 104 120
Operating Segments | Healthcare Services | ASO and other    
Segment Reporting Information [Line Items]    
Services revenue 0 0
Operating Segments | Healthcare Services | Pharmacy    
Segment Reporting Information [Line Items]    
Services revenue 121 36
Operating Segments | Healthcare Services | Services    
Segment Reporting Information [Line Items]    
Intersegment revenues 4,950 4,306
Operating Segments | Healthcare Services | Products    
Segment Reporting Information [Line Items]    
Intersegment revenues 1,910 1,636
Eliminations/ Corporate    
Segment Reporting Information [Line Items]    
Premiums 0 0
Services revenue 0 0
Total external revenues 0 0
Intersegment revenues (6,867) (5,946)
Investment income 90 55
Total revenues (6,777) (5,891)
Benefits (146) (121)
Operating costs (6,644) (5,789)
Depreciation and amortization (29) (26)
Total operating expenses (6,819) (5,936)
Income from operations 42 45
Interest expense 60 62
Other expense, net 297 39
Income before income taxes and equity in net earnings (315) (56)
Equity in net earnings 0 0
Segment earnings (loss) (315) (56)
Eliminations/ Corporate | Individual Medicare Advantage    
Segment Reporting Information [Line Items]    
Premiums 0 0
Eliminations/ Corporate | Group Medicare Advantage    
Segment Reporting Information [Line Items]    
Premiums 0 0
Eliminations/ Corporate | Medicare stand-alone PDP    
Segment Reporting Information [Line Items]    
Premiums 0 0
Eliminations/ Corporate | Total Medicare    
Segment Reporting Information [Line Items]    
Premiums 0 0
Eliminations/ Corporate | Fully-insured    
Segment Reporting Information [Line Items]    
Premiums 0 0
Eliminations/ Corporate | Specialty    
Segment Reporting Information [Line Items]    
Premiums 0 0
Eliminations/ Corporate | Medicaid and other    
Segment Reporting Information [Line Items]    
Premiums 0 0
Eliminations/ Corporate | Provider    
Segment Reporting Information [Line Items]    
Services revenue 0 0
Eliminations/ Corporate | ASO and other    
Segment Reporting Information [Line Items]    
Services revenue 0 0
Eliminations/ Corporate | Pharmacy    
Segment Reporting Information [Line Items]    
Services revenue 0 0
Eliminations/ Corporate | Services    
Segment Reporting Information [Line Items]    
Intersegment revenues (4,957) (4,310)
Eliminations/ Corporate | Products    
Segment Reporting Information [Line Items]    
Intersegment revenues $ (1,910) $ (1,636)