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QUARTERLY FINANCIAL INFORMATION (Unaudited) (Details) - USD ($)
$ / shares in Units, $ in Millions
3 Months Ended 12 Months Ended
Dec. 31, 2015
Sep. 30, 2015
Jun. 30, 2015
Mar. 31, 2015
Dec. 31, 2014
Sep. 30, 2014
Jun. 30, 2014
Mar. 31, 2014
Dec. 31, 2015
Dec. 31, 2014
Dec. 31, 2013
Quarterly Financial Information Disclosure [Abstract]                      
Total revenues $ 13,361 $ 13,363 $ 13,732 $ 13,833 $ 12,328 $ 12,238 $ 12,222 $ 11,712 $ 54,289 $ 48,500 $ 41,313
Income before income taxes 246 648 793 744 287 551 646 686 2,431 2,170 1,921
Net income $ 101 $ 314 $ 431 $ 430 $ 145 $ 290 $ 344 $ 368 $ 1,276 $ 1,147 $ 1,231
Basic earnings per common share (in dollars per share) $ 0.68 $ 2.11 $ 2.88 $ 2.86 $ 0.96 $ 1.87 $ 2.22 $ 2.37 $ 8.54 $ 7.44 $ 7.81
Diluted earnings per common share (in dollars per share) $ 0.67 $ 2.09 $ 2.85 $ 2.82 $ 0.94 $ 1.85 $ 2.19 $ 2.35 $ 8.44 $ 7.36 $ 7.73
Provision for premium deficiency $ 176               $ 176 $ 0 $ 0
Provision for premium deficiency, net $ 112                    
Provision for premium deficiency, per diluted share $ 0.74