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BENEFITS PAYABLE (Tables)
12 Months Ended
Dec. 31, 2015
Defined Benefit Plans and Other Postretirement Benefit Plans Disclosures [Abstract]  
Activity in Benefits Payable
Activity in benefits payable, excluding military services, was as follows for the years ended December 31, 2015, 2014 and 2013:
 
 
2015
 
2014
 
2013
 
 
(in millions)
Balances at January 1
 
$
4,475

 
$
3,893

 
$
3,775

Less: Reinsurance recoverables
 
(78
)
 

 

Balances at January 1, net
 
4,397

 
3,893

 
3,775

Acquisitions
 

 

 
5

Incurred related to:
 
 
 
 
 
 
Current year
 
44,397

 
38,641

 
32,711

Prior years
 
(236
)
 
(518
)
 
(474
)
Total incurred
 
44,161

 
38,123

 
32,237

Paid related to:
 
 
 
 
 
 
Current year
 
(39,802
)
 
(34,357
)
 
(29,103
)
Prior years
 
(4,041
)
 
(3,262
)
 
(3,021
)
Total paid
 
(43,843
)
 
(37,619
)
 
(32,124
)
Premium deficiency reserve
 
176

 

 

Reinsurance recoverable
 
85

 
78

 

Balances at December 31
 
$
4,976

 
$
4,475

 
$
3,893

Benefit Expenses Excluded From Activity in Benefits Payable
Benefits expense excluded from the previous table was as follows for the years ended December 31, 2015, 2014 and 2013:
 
 
2015
 
2014
 
2013
 
 
(in millions)
Premium deficiency reserve for short-duration policies
 
$
176

 
$

 
$

Military services
 
12

 
11

 
(27
)
Future policy benefits
 
(80
)
 
32

 
354

Total
 
$
108

 
$
43

 
$
327