EARNINGS PER COMMON SHARE COMPUTATION

9 Months Ended

Sep. 30, 2015

Detail supporting the computation of basic and diluted earnings per common share was as follows for the three and nine months ended September 30, 2015 and 2014:



	Three months ended September 30,				Nine months ended September 30,
	2015		2014		2015		2014
	(dollars in millions, except per common share results; number of shares in thousands)
Net income available for common stockholders	$	314	$	290	$	1,175	$	1,002
Weighted average outstanding shares of common stock used to compute basic earnings per common share	148,889		154,502		149,617		155,006
Dilutive effect of:
Employee stock options	182		203		198		233
Restricted stock	1,395		1,525		1,506		1,402
Shares used to compute diluted earnings per common share	150,466		156,230		151,321		156,641
Basic earnings per common share	$	2.11	$	1.87	$	7.85	$	6.46
Diluted earnings per common share	$	2.09	$	1.85	$	7.77	$	6.39
Number of antidilutive stock options and restricted stock excluded from computation	320		43		451		420