Exhibit 32.1

CERTIFICATION PURSUANT TO
18 U.S.C. SECTION 1350,
AS ADOPTED PURSUANT TO SECTION 906
OF THE SARBANES-OXLEY ACT OF 2002

          In connection with the Quarterly Report on Form 10-Q of Hawthorne Financial Corporation for the quarter ended June 30, 2003 as filed with the Securities and Exchange Commission on August 13, 2003, I, Simone Lagomarsino, President and Chief Executive Officer of Hawthorne Financial Corporation, and I, David Rosenthal, Executive Vice President and Chief Financial Officer of Hawthorne Financial Corporation, certify, pursuant to 18 U.S.C. §1350, as adopted pursuant to §906 of the Sarbanes-Oxley Act of 2002, that:

          (1) The Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934 (15 U.S.C. 78m or 78o(d)); and

          (2) The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company.

Date: August 13, 2003	By:	/s/ SIMONE LAGOMARSINO
		Simone Lagomarsino
		President and Chief Executive Officer
Date: August 13, 2003	By:	/s/ DAVID ROSENTHAL
		David Rosenthal
	Executive Vice President and Chief Financial Officer