424B5 1 c37641_424b5.txt Filed pursuant to Rule 424(b)(5) File No. 333-123441 Pricing Supplement No. 5 dated May 23, 2005. (To Prospectus dated April 15, 2005 and Prospectus Supplement dated May 5, 2005) This Pricing Supplement consists of 2 pages. Hartford Life Insurance Company Depositor Fixed Rate IncomeNotes(sm) Issued through Hartford Life Global Funding Trust 2005-065 5.00% Callable Notes due May 15, 2015 The description in this pricing supplement of the particular terms of the 5.00% IncomeNotes(sm) offered hereby and the Funding Agreement sold by Hartford Life Insurance Company to the Trust specified herein supplements the description of the general terms and provisions of the notes and the funding agreements set forth in the accompanying prospectus and prospectus supplement, to which reference is hereby made. PROVISIONS RELATING TO THE NOTES Principal Amount: $2,570,000.00 Interest Rate: 5.00% Price to Public: 100% Issuance Date: May 26, 2005 Net Proceeds to Trust: $2,531,450.00 Stated Maturity Date: May 15, 2015 Agent's Discount: 1.50% Initial Interest Payment Date: November 15, 2005 CUSIP Number: 41659FDH4 Interest Payment Frequency: Semi-Annually Day Count Convention: 30/360 Regular Record Dates: 15 days prior to an Interest Payment Date. Optional Redemption: Yes [X] No [ ] The Survivor's Option [X] is Optional Redemption Date: May 15, 2007 [ ] is not available or any Interest Payment Annual Put Limitation: $1 million Date thereafter. or 1% Individual Put Limitation: Initial Redemption Percentage: 100% $250,000 Trust Put Limitation: N/A Annual Percentage Reduction: N/A Authorized Denominations: $1,000 Redemption may be: [X] In whole only. integral amounts. [ ] In whole or in part. Special Tax Considerations: None. Securities Exchange Listing: None. Other Provisions Relating to the Notes: None.
1 Agents : Bear, Stearns & Co. Inc., A.G. Edwards & Sons, Inc., Banc of America Securities LLC, Charles Schwab & Co., Inc., Citigroup, HSBC, JPMorgan, Merrill Lynch & Co., Morgan Stanley, Raymond James, RBC Dain Rauscher, Inc., Scott & Stringfellow, Inc., UBS Financial Services, Inc., Wachovia Securities, WM Financial Services INFORMATION RELATING TO THE FUNDING AGREEMENT Funding Agreement Provider: Hartford Life Insurance Company Funding Agreement: FA-405065 Interest Rate: 5.00% Contract Payment: $2,570,015.00 Effective Date: May 26, 2005 Deposit Amount : $2,531,465.00 Stated Maturity Date: May 15, 2015 (if different from Contract Payment) Day Count Convention: 30/360 Initial Interest Payment Date: November 15, 2005 Special Tax Considerations: None. Interest Payment Frequency: Semi-Annually Optional Redemption: Yes [X] No [ ] Survivor Option: Under the Funding Optional Redemption Date: May 15, 2007 Agreement, Hartford Life Insurance or any Interest Payment Company [X] is [ ] is not required Date thereafter. to provide the Trust with amounts Initial Redemption Percentage: 100% it needs to honor valid exercises of the Survivor's Option. Annual Percentage Reduction: N/A Redemption may be: [X] In whole only. Other Provisions Relating to the [ ] In whole or in part. Funding Agreement: None.
Note: The Opinion regarding the enforceability of the Funding Agreement and the related Consent of Counsel for Hartford Life Insurance Company is given by Richard J. Wirth, Assistant Vice President & Senior Counsel. INFORMATION PERTAINING TO THE RATINGS OF THE NOTES AND THE FUNDING AGREEMENT It is anticipated that, as of May 26, 2005, the Notes will be rated by the indicated rating agencies as follows: Standard & Poor's: AA- Moody's: Aa3 A.M. Best: aa- Fitch: AA The Moody's rating also extends to the Program under which the Notes are issued. It is anticipated that, as of May 26, 2005, the Funding Agreement will be rated by the indicated rating agencies as follows: Standard & Poor's: AA- Moody's: Aa3 A.M. Best: aa- Fitch: AA 2