EX-12.1 2 c37368_ex12-1.txt Exhibit 12.1 HARTFORD LIFE INSURANCE CO. COMPUTATION OF RATIOS OF EARNINGS TO FIXED CHARGES AND EARNINGS TO COMBINED FIXED CHARGES AND PREFERRED STOCK DIVIDENDS
(IN MILLIONS) YTD YTD YTD YTD YTD YTD 03/31/05 12/31/04 12/31/03 12/31/02 12/31/01 12/31/00 --------------------------------------------------------------------------------------------------------------------------------- EARNINGS $ 322 1,012 794 $ 428 $ 696 $ 681 ADD: FIXED CHARGES Interest expense - - - - - - Interest factor attributable to rentals 1 6 6 7 6 7 --------------------------------------------------------------------------------------------------------------------------------- TOTAL FIXED CHARGES 1 6 6 7 6 7 Interest credited to contractholders 394 1,658 1,055 974 939 920 ================================================================================================================================= TOTAL FIXED CHARGES INCLUDING INTEREST CREDITED TO CONTRACTHOLDERS 395 1,664 1,061 981 945 927 ================================================================================================================================= EARNINGS, AS DEFINED 323 1,018 800 435 702 688 ================================================================================================================================= EARNINGS, AS DEFINED, INCLUDING INTEREST CREDITED TO CONTRACTHOLDERS 717 2,676 1,855 1,409 1,641 1,608 ================================================================================================================================= FIXED CHARGES Fixed charges above 1 6 6 7 6 7 Dividends on subsidiary preferred stock - - - - - - --------------------------------------------------------------------------------------------------------------------------------- TOTAL FIXED CHARGES AND PREFERRED DIVIDEND 1 6 6 7 6 7 REQUIREMENTS ================================================================================================================================= TOTAL FIXED CHARGES, INTEREST CREDITED TO CONTRACTHOLDERS AND PREFERRED DIVIDEND $ 395 1,664 1,061 $ 981 $ 945 $ 927 REQUIREMENTS ================================================================================================================================= RATIOS Earnings, as defined, to total fixed charges 323.0 169.7 133.3 62.1 117.0 98.3 ================================================================================================================================= Earnings, as defined, to total fixed charges and preferred dividend requirements 323.0 169.7 133.3 62.1 117.0 98.3 ================================================================================================================================= Earnings, as defined, including interest credited to contractholders, to total fixed charges including interest credited 1.8 1.6 1.7 1.4 1.7 1.7 to contractholders ================================================================================================================================= Earnings, as defined, including interest credited to contractholders, to total fixed charges including interest credited to contractholders and preferred dividend 1.8 1.6 1.7 1.4 1.7 1.7 requirements =================================================================================================================================
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