Explanatory Note: This Pricing Supplement is being re-filed solely to correct an
error in the prior  pricing  supplement  related  to the  Hartford  Life  Global
Funding Trust 2004-001  IncomeNotes(sm).  The pricing supplements  included with
the confirmations received by purchasers did not contain the error.

Pricing Supplement No. 001 dated September 09, 2004.           Filed pursuant to
(To Prospectus dated September 7, 2004 and                        Rule 424(b)(2)
Prospectus Supplement dated September 7, 2004)               File No. 333-112244
This Pricing Supplement consists of 2 pages.


                         HARTFORD LIFE INSURANCE COMPANY
                                    DEPOSITOR

                            FIXED RATE INCOMENOTES(sm)
                                 ISSUED THROUGH

                   HARTFORD LIFE GLOBAL FUNDING TRUST 2004-001

                       3.75% NOTES DUE SEPTEMBER 15, 2009


The description in this pricing  supplement of the particular terms of the 3.75%
IncomeNotes(sm) offered hereby and the Funding  Agreement  sold by Hartford Life
Insurance  Company to the Trust specified herein  supplements the description of
the general  terms and  provisions of the notes and the funding  agreements  set
forth  in the  accompanying  prospectus  and  prospectus  supplement,  to  which
reference is hereby made.


                                  PROVISIONS RELATING TO THE NOTES

                                                                                
Principal Amount:          $5,000,000.00                 Interest Rate:                  3.75%

Price to Public:           100%                          Issuance Date:                  September 15, 2004

Net Proceeds to Trust:     $4,950,000.00                 Stated Maturity Date:           September 15, 2009

Agent's Discount:          1.00%                         Initial Interest Payment Date:  March 15, 2005

CUSIP Number:     41659FAA2                              Interest Payment Frequency:     Semi-annually

Day Count Convention:   30/360                           Regular Record Dates:  15 days prior to an Interest Payment Date.

Optional Redemption:   Yes [ ]     No [X]                The Survivor's Option  [ X ] is   [   ]  is not available
  Optional Redemption Date:   N/A                        Annual Put Limitation:   $1 million or 1%
                                                         Individual Put Limitation:   $250,000
  Initial Redemption Percentage:    N/A                  Trust Put Limitation:  N/A
  Annual Percentage Reduction:    N/A
  Redemption may be:     [ ]  In whole only.             Authorized Denominations:       $1,000 integral amounts.
                         [ ]  In whole or in part.

Securities Exchange Listing:  New York Stock Exchange

Special Tax Considerations:   None.                      Other Provisions Relating to the Notes:   None.

Agents : Bear, Stearns & Co. Inc., A.G. Edwards & Sons, Inc.,  Citigroup,  HSBC,
JPMorgan,  Merrill Lynch & Co., Morgan Stanley, Scott & Stringfellow,  Inc., UBS
Financial Services, Inc., Wachovia Securities






                            INFORMATION RELATING TO THE FUNDING AGREEMENT

                                                                                 
Funding Agreement Provider:  Hartford Life Insurance Company

Funding Agreement:           FA-404001                     Interest Rate:                 3.75%

Contract Payment:            $5,000,015.00                 Effective Date:                September 15, 2004

Deposit Amount :             $4,950,015.00                 Stated Maturity Date:          September 15, 2009
(if different from
Contract Payment)

Day Count Convention:        30/360                        Initial Interest Payment Date: March 15, 2005

Special Tax Considerations:  None.                         Interest Payment Frequency: Semi-annually

Optional Redemption:  Yes [ ]  No [X]                      Survivor Option:  Under the Funding Agreement, Hartford Life
Optional Redemption Date: N/A                                           Insurance Company  [X] is   [ ] is not required
         Initial Redemption Percentage:  N/A                            to provide the Trust with amounts it needs to
         Annual Percentage Reduction:  N/A                              honor valid exercises of the Survivor's Option.
         Redemption may be:   [ ]  In whole only.
                              [ ]  In whole or in part.    Other Provisions Relating to the Funding Agreement:        None.






  INFORMATION PERTAINING TO THE RATINGS OF THE NOTES AND THE FUNDING AGREEMENT

It is anticipated that, as of September 15, 2004, both the Notes and the Funding
Agreement will be rated by the indicated rating agencies as follows:

                  Standard & Poor's:  AA-            Moody's: Aa3

The Moody's rating also extends to the Program under which the Notes are issued.