424B2 1 c33686_424b2.txt Pricing Supplement No. 001 dated September 09, 2004. Filed pursuant to (To Prospectus dated September 7, 2004 and Rule 424(b)(2) Prospectus Supplement dated September 7, 2004) File No. 333-112244 This Pricing Supplement consists of 2 pages. HARTFORD LIFE INSURANCE COMPANY DEPOSITOR FIXED RATE INCOMENOTES(sm) ISSUED THROUGH HARTFORD LIFE GLOBAL FUNDING TRUST 2004-001 3.75% NOTES DUE SEPTEMBER 15, 2009 The description in this pricing supplement of the particular terms of the 3.60% IncomeNotes(sm) offered hereby and the Funding Agreement sold by Hartford Life Insurance Company to the Trust specified herein supplements the description of the general terms and provisions of the notes and the funding agreements set forth in the accompanying prospectus and prospectus supplement, to which reference is hereby made. PROVISIONS RELATING TO THE NOTES Principal Amount: $5,000,000.00 Interest Rate: 3.75% Price to Public: 100% Issuance Date: September 15, 2004 Net Proceeds to Trust: $4,950,000.00 Stated Maturity Date: September 15, 2009 Agent's Discount: 1.00% Initial Interest Payment Date: March 15, 2005 CUSIP Number: 41659FAA2 Interest Payment Frequency: Semi-annually Day Count Convention: 30/360 Regular Record Dates: 15 days prior to an Interest Payment Date. Optional Redemption: Yes [ ] No [X] The Survivor's Option [ X ] is [ ] is not available Optional Redemption Date: N/A Annual Put Limitation: $1 million or 1% Individual Put Limitation: $250,000 Initial Redemption Percentage: N/A Trust Put Limitation: N/A Annual Percentage Reduction: N/A Redemption may be: [ ] In whole only. Authorized Denominations: $1,000 integral amounts. [ ] In whole or in part. Securities Exchange Listing: New York Stock Exchange Special Tax Considerations: None. Other Provisions Relating to the Notes: None. Agents : Bear Stearns & Co. Inc., A.G. Edwards & Sons, Inc., Citigroup, HSBC, JPMorgan, Merrill Lynch & Co., Morgan Stanley, Scott & Stringfellow, Inc., UBS Financial Services, Inc., Wachovia Securities
INFORMATION RELATING TO THE FUNDING AGREEMENT Funding Agreement Provider: Hartford Life Insurance Company Funding Agreement: FA-404001 Interest Rate: 3.75% Contract Payment: $5,000,015.00 Effective Date: September 15, 2004 Deposit Amount : $4,950,015.00 Stated Maturity Date: September 15, 2009 (if different from Contract Payment) Day Count Convention: 30/360 Initial Interest Payment Date: March 15, 2005 Special Tax Considerations: None. Interest Payment Frequency: Semi-annually Optional Redemption: Yes [ ] No [X] Survivor Option: Under the Funding Agreement, Hartford Life Optional Redemption Date: N/A Insurance Company [X] is [ ] is not required Initial Redemption Percentage: N/A to provide the Trust with amounts it needs to Annual Percentage Reduction: N/A honor valid exercises of the Survivor's Option. Redemption may be: [ ] In whole only. [ ] In whole or in part. Other Provisions Relating to the Funding Agreement: None.
INFORMATION PERTAINING TO THE RATINGS OF THE NOTES AND THE FUNDING AGREEMENT It is anticipated that, as of September 15, 2004, both the Notes and the Funding Agreement will be rated by the indicated rating agencies as follows: Standard & Poor's: AA- Moody's: Aa3 The Moody's rating also extends to the Program under which the Notes are issued.